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I also have 9.9% that is the lowest they would go for me.
@flowfaster wrote:I also have 9.9% that is the lowest they would go for me.
also how long have you had your card??? Thanks
EDIT : BTW Congrats on your low APR
3 years and I started at a 22.9 APR. I then got it reduced to 17.9>14.9>10.9>9.9%. I asked about every 6 months through the online chat. Discover is great. hope that helps.
EDIT: For a data point the 17.9>14.9% drop was automatic, not requested by me. All the others were requested by me though. I have never carried a balance, ever but it's nice to know I can.
@flowfaster wrote:3 years and I started at a 22.9 APR. I then got it reduced to 17.9>14.9>10.9>9.9%. I asked about every 6 months through the online chat. Discover is great. hope that helps.
Like I said before I am still under the 0% promo till April, so I am waiting for that to expire. Then i wll do it. Amex would not let me while i was under the 0% promo.
Again thanks for the info