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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover It Balance Transfer Question

Well, util shouldnt affect you if you open a new line.. should decrease util really...

 

there is a card with no bt fees..

Chase Slate has no BT fees, but it also doesn't have rewards

 

If you pay  your current debt with cash, rack up new debt on Chase @0% and use the 5% categories, you should make out like a bandit!!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
cowboyguy
Posts: 197
Registered: ‎07-26-2012
0

Re: Discover It Balance Transfer Question

By "Chase", you mean Chase Freedom?

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Discover It Balance Transfer Question

Citi Simplicity is 0% for 18 months on purchases and balance transfers right not but no rewards, just depends on whats more important.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover It Balance Transfer Question

Citi is hard to get boomhower!!!

I got denied even with a sold 700 FICO

Yeah cowboyguy! I meant Chase Freedom haha!
What's the amount your looking to pay down?
I got a Chase Freedom w a $5k cl on recon.
Avoid Citi if you can, they are not recon friendly.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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