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Discover It - Best Way To Apply?

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QueenBeeOC
Regular Contributor

Re: Discover It - Best Way To Apply?

I did online, and then I called immediatly because I didn't get a decision online. They asked some identity verifying info and I got approved on the phone.

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 11 of 13
forceedge99
Contributor

Re: Discover It - Best Way To Apply?

Or you could of went trough amazon and got 75 bucks from them.
BCE - 12k
Cap 1 QuickSilver - 1.75k
Citi Dividend - 2.4k
Discover It - 2k
Chase - 800
Your FICO® score at Equifax is 725 (Update: Increased to 751) =]
Message 12 of 13
closschumacher
New Member

Re: Discover It - Best Way To Apply?

I applied online, they said they needed more info, called me after like 3 days, and told me they could offer me $1K with 3% interest for 12 months then up to 13% it goes. It's still a far better deal then some of my other cards. I've been with discover it for 6 months now, not a single complaint. I'm hoping they'll raise my limit for me in another month or so for being a good apple and PIF every month.

 

 

My Wallet:
Wal-Mart Credit Card: $2500 (opened 10/2010) Wal-Mart Discover: $1500 (opened 3/2013) Southwest RR: $5000 (opened 2/2013)
Citi Diamond Preferred: $1400 (opened 2/2013) Capital One Business Spark: $500 (opened 6/2013) PayPal Smart Connect: $3000 (opened 12/2010) Discover IT: $1000 (opened 2/2013) Woodforest Bank: $1500 (opened 3/2013) Wells Fargo Cash Back: $1000 (opened 3/2013)
Message 13 of 13
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