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Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!


jpparker07 wrote:

Nowadays any extra money is welcomed. So I'm happy.


My original slightly negative comment was more because of the thread title:

 

> Discover It Big NEWS! All Discover cardmembers must read!!

 

If people use a Discover card for non-bonus spending, yes, they should switch, if it only takes a few minutes.  But not really BIG new IMO, as the gains are tiny, and there are better choices for this spending in many cases.

Frequent Contributor
Posts: 274
Registered: ‎06-05-2011
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

Can anyone confirm if you can still use Shop with Points at Amazon if you switch?


Scores: TU - 758 (Discover FICO - 12/31/2014), EQ - 758 (Citi FICO - 12/23/2014)
Current Cards: Amex BCE - 10k, NFCU cashRewards Sig - 5k, Discover It - 5k, Citi Dividend WE- 5k, Chase Freedom - 4k
Last App: 6/10/2014. In the garden for a few years.
New Contributor
Posts: 70
Registered: ‎11-15-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

I created the post. The big news to me was a couple of things. One I was shocked that Discover It is now the one and only card with Discover. Also, I love the Discover customer service and was looking for an opportunity to make this an everyday card and I think the 1% makes that much more competitive with other every day cards (i.e. Chase Freedom which I also have).

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board
Frequent Contributor
Posts: 274
Registered: ‎06-05-2011
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

[ Edited ]

jpparker07 wrote:

I created the post. The big news to me was a couple of things. One I was shocked that Discover It is now the one and only card with Discover. Also, I love the Discover customer service and was looking for an opportunity to make this an everyday card and I think the 1% makes that much more competitive with other every day cards (i.e. Chase Freedom which I also have).


I just called and converted. She told me you get everything you get with the More card plus the added bonuses of the IT card. The only thing they don't have yet is a student version and there's also no ZIP card yet. She said they are testing out new designs right now so if you don't like the current IT card design you will be able to switch to a new one when they launch them. She did say that there's a possibility of there being a ZIP IT card. I love Discover's customer service and this is why it's my primary use card.


Scores: TU - 758 (Discover FICO - 12/31/2014), EQ - 758 (Citi FICO - 12/23/2014)
Current Cards: Amex BCE - 10k, NFCU cashRewards Sig - 5k, Discover It - 5k, Citi Dividend WE- 5k, Chase Freedom - 4k
Last App: 6/10/2014. In the garden for a few years.
Valued Member
Posts: 41
Registered: ‎07-02-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!


HiLine wrote:

bndresa1321 wrote:

I called to get my card switched over the summer (mostly based on card design), after reading there weren't many changes to rewards, very happy with my Discover IT, I get compliments about it almost every time I use it.  


Which design did you select if you don't mind me asking? :smileyhappy:

 


Just the original Discover IT design, silver with all of the information on the back of the card.  I'm a big fan of the chrome-like shine and the thickness of the card.  I'm sure I'll change it up once more card designs become available.  

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.17K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K | AMEX BCP (11/2014) - $5K | Chase Sapphire Preferred Visa (12/2014) - $9K


Valued Contributor
Posts: 1,185
Registered: ‎09-14-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

I just called and switched to the it.  Looks like it will compliment the Q1 categories of the Freedom quite nice

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Member
Posts: 10
Registered: ‎07-01-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

For those wondering if it's worth the trouble...

 

0.25% of $3,000 is $7.50

 

1% of $3,000 is $30.00

 

That equates to an additional $22.50 cash back per year for making the switch from More to It.

 

Personally, it's not enough money to make me drop everything and dash to the phone for a product change like many folks in this thread.  But I'll certainly consider making the switch sometime in the next few months. :smileyhappy:

Regular Contributor
Posts: 234
Registered: ‎08-04-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

What number are you all calling for a conversion? The frontline rep for More card was clueless.

Frequent Contributor
Posts: 378
Registered: ‎03-31-2012
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Re: Discover It Big NEWS! All Discover cardmembers must read!!

call back..... I had to speak to a different rep.

 

Just state that you read the more card is being phased out and you would like to convert to the IT card.

 

They will transfer, and the IT team will convert in 2 seconds.

 

I have only had the more card since 9/12, and they had no issue in changing the card.

 

 

Regular Contributor
Posts: 234
Registered: ‎08-04-2012
0

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Ok done. Was a lot easier speaking to a rep from Utah. Earlier I got a rep from Delaware that was not too helpful.

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