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Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!

I just received my new Discover IT card. It was delivered fast. I had it converted on the 28th and the card delivered on the 30th. It's a pretty neat looking little card. The card is plastic but it has a metal looking design with ridges on the front. Info is on the back on the card. Same account number and all so I'm gonna keep my other design in use for now.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Blogger
HiLine
Posts: 1,625
Registered: ‎10-19-2012

Re: Discover It Big NEWS! All Discover cardmembers must read!!

But don't apply for the It card. Applying for the More card with $200 sign-up bonus is much more beneficial.

 

http://ficoforums.myfico.com/t5/Credit-Cards/To-those-thinking-of-applying-for-Discover-It/td-p/1761...

---> HiLine's personal finance blog - Follow my journey!  :smileylol:


-Taking a break from the forums from 4/23/2013 :smileysad:
Frequent Contributor
chan85
Posts: 461
Registered: ‎03-13-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Called and switched as I was reading through the 14 pages of posts lol

 

Will be here in the next few days since my billing cycle closes tomorrow!! Now if I could only get an increase from my measly $500 CL or a drop in my APR rate without a hard credit pull, Discover would be my go to card!


WM TransUnion- 686 (4/2013) Credit Sesame Experian- 705 (4/2013) Credit Karma TransUnion- 648 (4/2013) Privacy Matters Experian- 691 (5/2013)
Amex Zync/UNICORN- NPSL/Capital One Rewards Mastercard -$4,000/Capital One Rewards Visa- $3,000/Wal-Mart Discover- $4,200/Bill Me Later- $2,200/JCP- $3,800/Discover IT- $500/Care Credit -$500/Old Navy- $800/New York & Company - $500/Orchard Bank -$300
GOALS: Trim the fat, pay down, and no apps until at least 12/20/13 Last HP: 11/23/2012
Contributor
loviedovie
Posts: 135
Registered: ‎12-20-2012

Re: Discover It Big NEWS! All Discover cardmembers must read!!

What are approval odds for this card? Scores required? Is it good for people with limited history? Thanks :smileyhappy:


Starting Score: TU 610 EQ FICO 635
Current Score: EXP 688 EQ FICO 701
Goal Score: 740 by NYE 2013

Take the myFICO Fitness Challenge
Regular Contributor
JollehRoger
Posts: 158
Registered: ‎06-05-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!


HiLine wrote:

But don't apply for the It card. Applying for the More card with $200 sign-up bonus is much more beneficial.

 

http://ficoforums.myfico.com/t5/Credit-Cards/To-those-thinking-of-applying-for-Discover-It/td-p/1761...


You keep spamming your own link on other threads but you never provided any actual proof to back up your claims. Seems to me you just want views so you spam your post wherever you can. If people wanted to view the thread they would. All you're doing is junking up other peoples posts. Some of your points are also way off, like:

 

"First of all, the benefits of the card aren't all clear. It may be missing some perks that the Discover More offers."

 

Been confirmed by multiple people on this forum that got in contact with Discover CSRs that the IT offers the same benefits that More does plus a few other added ones.

 

I am not attacking you but it would be nice to login just one day and not see your thread spammed all over the place. Also now that Discover got rid of the Card Builder you are just posting your own affilitate link to get people to sign up for Discover under you so you can earn money.


Scores: TU - 726 (Discover FICO - 1/24/2012)
Current Cards: NFCU cashRewards Siggy - 5k, Citi Dividend - 2.2k, Discover It - 4k, Amex BCE - 3.5k.
Gardening for the next few years.
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Discover It Big NEWS! All Discover cardmembers must read!!

[ Edited ]

^+1
I knew i wasnt the only one thinking that

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
New Contributor
yellowcake
Posts: 53
Registered: ‎05-07-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Do you get the promotional 0% APR period with a PC from More to IT?  I'm going to do it either way, but it would be nice to know.

New Contributor
yellowcake
Posts: 53
Registered: ‎05-07-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Anyone?

Regular Contributor
JollehRoger
Posts: 158
Registered: ‎06-05-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!


yellowcake wrote:

Do you get the promotional 0% APR period with a PC from More to IT?  I'm going to do it either way, but it would be nice to know.


I don't believe so. When I converted I didn't get any promo.


Scores: TU - 726 (Discover FICO - 1/24/2012)
Current Cards: NFCU cashRewards Siggy - 5k, Citi Dividend - 2.2k, Discover It - 4k, Amex BCE - 3.5k.
Gardening for the next few years.
New Contributor
yellowcake
Posts: 53
Registered: ‎05-07-2011

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Got it, thanks!


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