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Discover It Big NEWS! All Discover cardmembers must read!!

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youngman1234
Established Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Wait so if u have a more card it will become a IT card ?? I was actually thinking to apply for a it card next year around feb so that I could have 2 discover cards... I love discover !!! On a recent post/discussion it was said that discover needs 1 year history before u can have 2 cards... I have been with them since nov 2011.. Anyone apply for a second card after 14 months history ?? Side note they have treated me really well 1k to 15k limit !!!
Message 11 of 141
Jutz
Valued Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!


@youngman1234 wrote:
Wait so if u have a more card it will become a IT card ?? I was actually thinking to apply for a it card next year around feb so that I could have 2 discover cards... I love discover !!! On a recent post/discussion it was said that discover needs 1 year history before u can have 2 cards... I have been with them since nov 2011.. Anyone apply for a second card after 14 months history ?? Side note they have treated me really well 1k to 15k limit !!!

Call and ask them, worst case it looks like a pretty easy PC/Upgrade.

 

What bureau does Disc normally pull?  I checked on whogavemecredit but it's such a cluster

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 12 of 141
Pworld
Regular Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Hold on? so you get %1 out the gate?? Uh ohhhh!!! *runs to phone*

 

Kicks Kiddie limit Chase Freedom Card to outerspace and a planet named sock drawer! 

 

R.I.P. my wonderful california palm trees design more card though (sigh)


Current EQ:809 EX: 808 TU:809


Amex Platinum/ NPSL | Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/18.1k | Chase Freedom/2.2K | Discover IT/10.9K | Amex HHonors Surpass/9K | Chase Hyatt/5k | Sapphire Preferred/13K | Ink Business Preferred/13K
Message 13 of 141
jpparker07
New Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

What I think may be happening is that the 1% on everything starts at the beginning of the year. My transition doesn't happen until January 2, 2013, but since they are letting people apply for the IT card before that time they have to display the cashback rates for this current year.

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board
Message 14 of 141
GoldenloveNY
Frequent Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Wow...This is BIG News! So glad I decided to PC to the IT two weeks ago! Cant wait to start earning the full 1% in Janurary...the 0.25% was crazy. Glad they decided to ditch it....

 

Woohoo!!!!!

Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 15 of 141
bs6054
Valued Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Priceline Visa and Fidelity Amex both offer 2% on everything, so not sure why this is SO exciting!

Message 16 of 141
HiLine
Blogger

Re: Discover It Big NEWS! All Discover cardmembers must read!!


@youngman1234 wrote:
Wait so if u have a more card it will become a IT card ?? I was actually thinking to apply for a it card next year around feb so that I could have 2 discover cards... I love discover !!! On a recent post/discussion it was said that discover needs 1 year history before u can have 2 cards... I have been with them since nov 2011.. Anyone apply for a second card after 14 months history ?? Side note they have treated me really well 1k to 15k limit !!!

I would apply right now. You have passed the 1 year minimum requirement.

 

If you really need a Discover More, you can use my affiliate link:

 

https://www.discovercard.com/cardmembersvcs/acqs/app/getapp?sc=KBH2&iq_id=yraf_1028974953_em_15_1003...

 

 

Message 17 of 141
jpparker07
New Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Just spoke to a Discover It specialist. As of December 16, 2013 the Discover It and ONLY the Discover It offers 1% on every purchase. Some people are seeing the old terms and conditions because the website is being updated and some of the webpages are displaying as yesterdays.

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board
Message 18 of 141
brother7
Established Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Wouldn't it be great if Walmart Discover follows suit?

Since Walmart Discover is managed by GECRB, I'm not holding my breath for that one Smiley Frustrated



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 19 of 141
YahComb
Established Contributor

Re: Discover It Big NEWS! All Discover cardmembers must read!!

Just called to convert. They said my conversion happens the first day of my next billing cycle (this one closes on christmas day). They will expedite on that day and confirmed the 1% on all purchases.

 

in like flynn

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 20 of 141
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