Discover It Big NEWS! All Discover cardmembers must read!!

[AF_23]

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@bs6054 wrote:

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@AF_23 wrote:

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@bs6054 wrote:

Priceline Visa and Fidelity Amex both offer 2% on everything, so not sure why this is SO exciting!

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There are more than just the two you listed as well.

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Out of interest, what are they?  I know some that are no longer available to new customers (Sallie Mae, Schwarb), and others that aren't really unrestricted cash back (Cap One Venture), so more names would be good!

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Off the top of my head, these are some of the flat cashback cards for the miscenalious categories or simply general spending on all purchases. Not sure about restrictions

Capital 1 Cash Rewards flat 1.5% no spending caps ? but A/F
Fidelity Investments Rewards AmEx flat 2% or Visa 1.5% with no spening caps. Must sign up for free account to transfer funds and redeem. Elegible to transfer the award amount into your own checking account 

PNC CashBuilder flat 1.25% or up to 1.75% with PNC checking account and terms met

Barclays Priceline ( supposedly flat 2% , although im not familar with this )

USAA CashRewards 1.25% flat i believe. Full membership needed

There are more that also work on a points based system for general or misc. spenidng that exceed a typical 1% and can be reedemed as a statement credit and possibly cash back into another account

Checking accounts with some banks  can maximize your cash back to compensate a typical 1% award . ( i.e.) BoA offers 10% on 25.00 which is the minimum to deposit into a checking account. 25.00 now turns into 27.50 it goes up if you reedem at a higher increments. I know Chase has something similar as well. 

[HiLine]

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@AF_23 wrote:

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@bs6054 wrote:

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@AF_23 wrote:

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@bs6054 wrote:

Priceline Visa and Fidelity Amex both offer 2% on everything, so not sure why this is SO exciting!

---

There are more than just the two you listed as well.

---

Out of interest, what are they?  I know some that are no longer available to new customers (Sallie Mae, Schwarb), and others that aren't really unrestricted cash back (Cap One Venture), so more names would be good!

---

Off the top of my head, these are some of the flat cashback cards for the miscenalious categories or simply general spending on all purchases. Not sure about restrictions

Capital 1 Cash Rewards flat 1.5% no spending caps but A/F
Fidelity Investments Rewards AmEx flat 2% or Visa 1.5% with no spening caps. 

PNC CashBuilder flat 1.25% up to 1.75% with checking account

Barclays Priceline ( supposedly flat 2% , although im not familar with this )

USAA CashRewards 1.25% flat i believe

There are more that also work on a points based system for general or misc. spenidng that exceed a typical 1% and can be reedemed as a statement credit and possibly cash back into another account

Checking accounts with some banks  can maximize your cash back to compensate a typical 1% award . ( i.e.) BoA offers 10% on 25.00 which is the minimum to deposit into a checking account. 25.00 now turns into 27.50 it goes up if you reedem at a higher increments. I know Chase has something similar as well. 

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I would add BankAmericard Travel Rewards card which gives 1.5%, or 1.65% if you have a BofA checking account. 3%/3.3% if you book travels through their site.

[AF_23]

^ Agree, i have the regular 1-2-3 and BoA checking and its excellent and so easy to redeem and pay my CC.  I saw someone here say that T/R card will cease to exist in the future ? Could just be rumor. 

[bs6054]

OK, I guess a misunderstanding.  I specifically meant: Any other pure 2% cashback cards currently available other than the two I mentioned, Priceline and Fidelity Amex.

Didn't see new ones in your lists!   I agree there are lots paying more than 1!

Also: Capital 1 Cash Rewards flat 1.5% no spending caps but A/F 

The "excellent credit" version has no A/F.

[scottwagnon]

can i upgrade my more card without converting to it?

[HiLine]

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@scottwagnon wrote:

can i upgrade my more card without converting to it?

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What do you mean by "upgrade"

[pdog661]

As I understand the program the IT card also qualifies for the 5% catagories as the more card did. 

The only difference is the 1% back on purhcases.

[sakhalin070]

Can I PC online?  I really want to switch, but I'm at work and can't call, lol!!

[genmic]

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@sakhalin070 wrote:

Can I PC online?  I really want to switch, but I'm at work and can't call, lol!!

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I tried to PC via secure message but they replied back that I had to call CS.

[jsucool76]

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@bs6054 wrote:

OK, I guess a misunderstanding.  I specifically meant: Any other pure 2% cashback cards currently available other than the two I mentioned, Priceline and Fidelity Amex.

Didn't see new ones in your lists!   I agree there are lots paying more than 1!

Also: Capital 1 Cash Rewards flat 1.5% no spending caps but A/F 

The "excellent credit" version has no A/F.

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If you apply for a cap1 plat MC through a mail offer with no AF you can PC to cash rewards. thats what I did.