Discover It CLI?

[Anonymous]

When can I request for CLI with them? I only have there card for a month, but the limit is a bit low for my spending. And do they HP or SP? Thanks.

[Discover2016]

I got my first auto CLI from Discover at the 8 month mark, but I believe you can ask for one earlier. Does the increase limit show up online when you click on your card info? If you request a CLI online it will be a soft pull, they are very specific about that. They will tell you if they need to do a hard pull, and they will only do it if you proceed. Discover seems to be in a very CLI friendly mood lately

[Anonymous]

^ that mood has slowly vanished. don't get too optimistic lol

[Kirmie2010]

I got my first at 2 or 3 months.

Same as above poster, online auto CLI is a SP unless it warns you it needs to do a HP.

I havent done it via the phone, but I am sure they will let you know if its a HP as well.

[Anonymous]

I'm just shy of two months with my card.

The official company line is 90 days for requested CLI. It looks like 60-90 days is where others have had luck with CLI. I'm a wimp so it's 90 days for me...

[Anonymous]

I got mine in Jan @6500. Asked for soft pull CLI and got it bumped up 9500 in Jun. Last week, my fingers got twitchy and I again asked for a second CLI. Got the 1-2 business days.... message. Was pleasantly surprised to see 12500 limit in my account a day later. Discover has given me a lot of love and my biggest SL

[Anonymous]

6 months/ 6 statements