03-19-2013 10:33 AM
I'm relatively sure that if I applied for the Discover It that I would qualify. My bigger concern is what CL they would give me. Most of my cards currently hover around the $5K mark, so I would want at least that much from Discover. If I don't get the CL that I'm looking for, is it possible to call them immediately after and ask for a CLI?
Alternatively, is it possible to call Discover and speak with a live person and apply that way, so that I could explain all my concerns and maybe have greater control over the application process? Would that help?
Finally, anyone know what CR they pull?
03-19-2013 10:38 AM
03-19-2013 10:43 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.