Discover It Statement Question...

indiolatino61 · ‎12-23-2013

Hello all and Happy Holidays,

I had SD'ed my IT for the holidays due to no CLI without a HP after 10 months of requests. My question is, if there is no activity, does that mean no statement is generated, and as a result I do not get my FICO for this month? Is there a way to view the FICO without the statement being generated? Thanks.

daybreakgonesXe · ‎12-23-2013

@indiolatino61 wrote:
Hello all and Happy Holidays,
I had SD'ed my IT for the holidays due to no CLI without a HP after 10 months of requests. My question is, if there is no activity, does that mean no statement is generated, and as a result I do not get my FICO for this month? Is there a way to view the FICO without the statement being generated? Thanks.

Though I don't know about viewing the FICO if no statement is generated, I can confirm that no activity = no statement = no FICO. My brother didn't use his card nor make a payment last statement, so he does not have a statement for that time period.

megaman1 · ‎12-23-2013

I would just buy a pack of gum or soda per month to get that FICO score. haha

FinStar · ‎12-23-2013

If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.

myjourney · ‎12-23-2013

@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.

Correct

+1

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

FinStar · ‎12-23-2013

@myjourney wrote:
@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.
Correct
+1

In other words, no soup for you! Just charge some small incidentals and PIF before cycle cuts.

indiolatino61 · ‎12-25-2013

@FinStar wrote:
@myjourney wrote:
@FinStar wrote:
If a statement doesn't generate (i.e. no activity) then a FICO score will not be available.
Correct
+1
In other words, no soup for you! Just charge some small incidentals and PIF before cycle cuts.

What about the bread...all these other people got bread...lol?

irrational · ‎12-25-2013

I just have my myFICO subscription setup on my Discover, and have it set to automatically pay in full. Automatic usage, 1% utill and it keeps those statements coming even though I've sock drawered the actual card.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL | $27,600 | $15,000 | $7,000 | $2,800 | $11,000 | $13,530 | $5,200

GTT · ‎12-25-2013

what about there are activities but pif before statement date so 0 balance.

Will there be a statement of 0 with FICO score?

Luscher · ‎12-25-2013

yes^