@Closingracer99 wrote:
I wouldn't bother with it imo just for a FICO score. With rotating categories it can be one of the most beneficial rewards card of you utilize it right. For the next 6 months amazon will be 10% cash back so all my amazon spending will be on it
I'm sorry to pull this thread off topic, but I've seen people mention the 10% on Amazon for 6 months a couple of times now and am confused. Amazon is coming up on the next quarterly deal for 5%, so that will doubled to 10%, understood. But where's the other 3 months come from? Help would be much appreciated if anyone doesn't mind explaining. 
@Anonymous wrote:
@Closingracer99 wrote:
I wouldn't bother with it imo just for a FICO score. With rotating categories it can be one of the most beneficial rewards card of you utilize it right. For the next 6 months amazon will be 10% cash back so all my amazon spending will be on itI'm sorry to pull this thread off topic, but I've seen people mention the 10% on Amazon for 6 months a couple of times now and am confused. Amazon is coming up on the next quarterly deal for 5%, so that will doubled to 10%, understood. But where's the other 3 months come from? Help would be much appreciated if anyone doesn't mind explaining.
the 5% for next quarter is for amazon, and online shopping i think is the last quarter of the year so that includes amazon as well. So its not really 10% its two seperate quarters of 5% if i am understanding that correctly
@mongstradamus wrote:
@Anonymous wrote:
@Closingracer99 wrote:
I wouldn't bother with it imo just for a FICO score. With rotating categories it can be one of the most beneficial rewards card of you utilize it right. For the next 6 months amazon will be 10% cash back so all my amazon spending will be on itI'm sorry to pull this thread off topic, but I've seen people mention the 10% on Amazon for 6 months a couple of times now and am confused. Amazon is coming up on the next quarterly deal for 5%, so that will doubled to 10%, understood. But where's the other 3 months come from? Help would be much appreciated if anyone doesn't mind explaining.
the 5% for next quarter is for amazon, and online shopping i think is the last quarter of the year so that includes amazon as well. So its not really 10% its two seperate quarters of 5% if i am understanding that correctly
Oh I see, that makes sense, thanks for the reply! It seems surprising that they'd have Amazon included in two back to back categories though doesn't it? Not gonna complain if that's the case though!
@Anonymous wrote:
@mongstradamus wrote:
@Anonymous wrote:
@Closingracer99 wrote:
I wouldn't bother with it imo just for a FICO score. With rotating categories it can be one of the most beneficial rewards card of you utilize it right. For the next 6 months amazon will be 10% cash back so all my amazon spending will be on itI'm sorry to pull this thread off topic, but I've seen people mention the 10% on Amazon for 6 months a couple of times now and am confused. Amazon is coming up on the next quarterly deal for 5%, so that will doubled to 10%, understood. But where's the other 3 months come from? Help would be much appreciated if anyone doesn't mind explaining.
the 5% for next quarter is for amazon, and online shopping i think is the last quarter of the year so that includes amazon as well. So its not really 10% its two seperate quarters of 5% if i am understanding that correctly
Oh I see, that makes sense, thanks for the reply! It seems surprising that they'd have Amazon included in two back to back categories though doesn't it? Not gonna complain if that's the case though!
It is. For 4th quarter if you do any amazon shopping freedom+discover is a nice combo to have :-)
I would like to make an correction , apparently discover is running double cash back promotion, so that is where you are getting 10% on amazon, which sounds pretty good i may need to look into that.
@mongstradamus wrote:
@Anonymous wrote:
@mongstradamus wrote:
@Anonymous wrote:
@Closingracer99 wrote:
I wouldn't bother with it imo just for a FICO score. With rotating categories it can be one of the most beneficial rewards card of you utilize it right. For the next 6 months amazon will be 10% cash back so all my amazon spending will be on itI'm sorry to pull this thread off topic, but I've seen people mention the 10% on Amazon for 6 months a couple of times now and am confused. Amazon is coming up on the next quarterly deal for 5%, so that will doubled to 10%, understood. But where's the other 3 months come from? Help would be much appreciated if anyone doesn't mind explaining.
the 5% for next quarter is for amazon, and online shopping i think is the last quarter of the year so that includes amazon as well. So its not really 10% its two seperate quarters of 5% if i am understanding that correctly
Oh I see, that makes sense, thanks for the reply! It seems surprising that they'd have Amazon included in two back to back categories though doesn't it? Not gonna complain if that's the case though!
It is. For 4th quarter if you do any amazon shopping freedom+discover is a nice combo to have :-)
I would like to make an correction , apparently discover is running double cash back promotion, so that is where you are getting 10% on amazon, which sounds pretty good i may need to look into that.
Nice to know, thanks again. And yeah, the double cash back promotion is super cool, definitely sign up for that if you haven't!
(Sorry again for hijacking the thread OP! I'm done now.)