Discover It questions

[mountainmom]

1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

[myjourney]

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@mountainmom wrote:
1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

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1) yes you can use it and its just like a ATM but your limited on how much cash you can get per day 

[mountainmom]

We usually just get 20-40 at a time for the kids spending money.

[myjourney]

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@mountainmom wrote:
We usually just get 20-40 at a time for the kids spending money.

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Good to go 

One of the great perks of the card 

[enharu]

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@mountainmom wrote:
1. I saw something about cash back at the register. This would be super handy as we often have to get cash out for the kids. Can you do this at Walmart and is it the same as your purchase rate?

2. Is there an age limit for au? I know amex is 15.

Thanks.

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1. the max cashback per transaction seems to be $40. If you want, you can spilt your purchase into multiple transactions and you can do $40 each time. Not too sure if you will get into trouble for doing that too frequently though.  You can do this at Walmart. List of merchants here: https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html

The APR rate is the same as your standard APR rate. You are not charged cash advance fees. If I am not wrong you do not get cashback however on the "cash over" portion.

2. Not too sure. I don't think it'll be an issue since the AU is not responsible for the payment of the account.

[09Lexie]

The cash over daily limit is $120