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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover It

I think you are fine. Getting approved for discover isn't as hard as getting approved for csp or Amex resolvers in my opinion. Your inquiries are an okay number, not considered excessively high. Just wait for your report to update new balances and you should be ok
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
Posts: 310
Registered: ‎03-19-2013
0

Re: Discover It

can you use Discover anywhere like a visa?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Kay Jewelers - $7,600 II Chase Slate - $500
2 Car Loans
2012 Chevy Silverado---2015 Jeep Renegade

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Discover It

Not everyone accepts Discover. Also, you should wait to get your util down. The combination of your low score + high util = denial. IMO.
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover It

Most big stores like Walmart, best buy, target, etc accept discover. Most of the time u run into problems with Amex and discover at certain mom and pop stores and restaurants. It can vary depending on where you dine and shop.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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Frequent Contributor
Posts: 424
Registered: ‎12-10-2012
0

Re: Discover It

What is your current Util?

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k

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