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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Discover It

I think you are fine. Getting approved for discover isn't as hard as getting approved for csp or Amex resolvers in my opinion. Your inquiries are an okay number, not considered excessively high. Just wait for your report to update new balances and you should be ok
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
CarlosC88
Posts: 235
Registered: ‎03-19-2013

Re: Discover It

can you use Discover anywhere like a visa?


*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred - $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $3,000 II American Eagle VISA - $2000 II Best Buy Mastercard - $1,500 II Kay Jewelers - $5,600

Moderator
09Lexie
Posts: 24,516
Registered: ‎09-13-2012

Re: Discover It

Not everyone accepts Discover. Also, you should wait to get your util down. The combination of your low score + high util = denial. IMO.
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Discover It

Most big stores like Walmart, best buy, target, etc accept discover. Most of the time u run into problems with Amex and discover at certain mom and pop stores and restaurants. It can vary depending on where you dine and shop.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Frequent Contributor
dabrian
Posts: 280
Registered: ‎12-10-2012

Re: Discover It

What is your current Util?

NFCU Sig Cash-20k, Amex BCP-8k, Amex Costco-1.2k,CSP-8k, Freedom-5k, Discover IT-11k,NCSECU-5k,Walmart-10k,Lowes-8.5k

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