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Discover Luv Button?

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Luscher
Valued Contributor

Re: Discover Luv Button?

discover always wants a hp
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 11 of 18
MrxLeo
Contributor

Re: Discover Luv Button?

I tried lowering the request from $3400 (total $10k) to $2000 (total $8600) but it gave me the same message about pulling credit. IMO anything less than $2k wouldn't be worth the CLI because I probably wouldn't get another one in 6 months with them.

I'm going to give them a call to see if I can request a CLI with a SP like some suggest. Will let you know the outcome.

Starting Score: 609
Current Score: EX: 723 (08/18), TU: 741 (08/15), EQ: 695(08/15)
Goal Score: 785


Take the myFICO Fitness Challenge
Message 12 of 18
kevinjjc
Valued Contributor

Re: Discover Luv Button?


@Luscher wrote:
discover always wants a hp

Not true. That's Chase. Smiley LOL

Message 13 of 18
blondy250
Established Contributor

Re: Discover Luv Button?


@Luscher wrote:
discover always wants a hp

I've gotten several CLI from Discover online, It's NEVER been a HP. So obviously its a YMMV based on your account history.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 14 of 18
Luscher
Valued Contributor

Re: Discover Luv Button?

i have only ever gotten small auto cli. the rest were hp from discover
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 15 of 18
09Lexie
Moderator Emerita

Re: Discover Luv Button?

Discover does give sp CLI's. if your account is not eligible than a HP will be required.
Message 16 of 18
JonStur
Established Contributor

Re: Discover Luv Button?


@09Lexie wrote:
Discover does give sp CLI's. if your account is not eligible than a HP will be required.

+1...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 17 of 18
lithium78
Established Contributor

Re: Discover Luv Button?

I got a CLI from Discover with a soft pull.  It depends on the age of the account, your usage and payment history, and your eligibility.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 18 of 18
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