I applied for a Discover Miles card on the 4th. After it gave me the "wait 7-10 days for a decision" message, the webpage automatically loaded onto a page that gave me an error. I never got to a page that allowed me to set up an account, so I figured that I had been declined. 2 days later I called Discover and asked for an update, but the CSR couldn't find any record of my application (we used my phone number, my work number, and my social security number, and nothing came up). But this morning I got an email saying I had been approved and that my card was on its way! Weird! I'm setting up my online account right now, so I assume it has actually been approved and this isn't some weird error.
It looks like they pulled only Equifax, which is 774 (although it was just knocked down to 767, probably because of the inquiries). I don't know what my CL is, but while setting up my online account I found this under Account preferences - Email and Text reminders: "Balance Exceeds <$2700>". Is that a good indication that my CL is $2700?
Also, I have a savings account with Discover, but I had to set up a different login for my credit card account. If anyone has a savings account and a credit card, will they show up together under 1 account or will I have to log in separately to check both?
Starting Score (07/2011): EQ 706 TU 709
@jla84 wrote:I applied for a Discover Miles card on the 4th. After it gave me the "wait 7-10 days for a decision" message, the webpage automatically loaded onto a page that gave me an error. I never got to a page that allowed me to set up an account, so I figured that I had been declined. 2 days later I called Discover and asked for an update, but the CSR couldn't find any record of my application (we used my phone number, my work number, and my social security number, and nothing came up). But this morning I got an email saying I had been approved and that my card was on its way! Weird! I'm setting up my online account right now, so I assume it has actually been approved and this isn't some weird error.
It looks like they pulled only Equifax, which is 774 (although it was just knocked down to 767, probably because of the inquiries). I don't know what my CL is, but while setting up my online account I found this under Account preferences - Email and Text reminders: "Balance Exceeds <$2700>". Is that a good indication that my CL is $2700?
Also, I have a savings account with Discover, but I had to set up a different login for my credit card account. If anyone has a savings account and a credit card, will they show up together under 1 account or will I have to log in separately to check both?
I do not know the answers to any of your other questions but, I have noticed in the past with some of the default Email alerts on my CC's, they were usually set lower than the CC's CL, so you may have a higher CL.
This is just my experience, I have no idea if this pertains to your CL, let us know when you find out 
Oh yeah I guess it makes more sense that the CL would be higher than the balance exceeds alert. Awesome! I'll probably break down before my card gets here and call to ask what the CL is.
@jla84 wrote:Oh yeah I guess it makes more sense that the CL would be higher than the balance exceeds alert. Awesome! I'll probably break down before my card gets here and call to ask what the CL is.
It can not hurt one bit to call and ask, personally, that's the first thing I would have done, because I'm the impatient type LOL.
Please do let us know when you find out and BTW, Congratulations!!!
My Discover savings account and credit card are two separate log-ins. I never tried to see if I could make it one as they're two separate sites as well.
Starting Score: 648
@clocktick wrote:My Discover savings account and credit card are two separate log-ins. I never tried to see if I could make it one as they're two separate sites as well.
I know that Chase combines their checking/savings and credit card information within one login, so I wasn't sure if I did something wrong by creating a 2nd Discover account. But it looks like I did it right. Thanks!
@Anonymous wrote:
@jla84 wrote:I applied for a Discover Miles card on the 4th. After it gave me the "wait 7-10 days for a decision" message, the webpage automatically loaded onto a page that gave me an error. I never got to a page that allowed me to set up an account, so I figured that I had been declined. 2 days later I called Discover and asked for an update, but the CSR couldn't find any record of my application (we used my phone number, my work number, and my social security number, and nothing came up). But this morning I got an email saying I had been approved and that my card was on its way! Weird! I'm setting up my online account right now, so I assume it has actually been approved and this isn't some weird error.
It looks like they pulled only Equifax, which is 774 (although it was just knocked down to 767, probably because of the inquiries). I don't know what my CL is, but while setting up my online account I found this under Account preferences - Email and Text reminders: "Balance Exceeds <$2700>". Is that a good indication that my CL is $2700?
Also, I have a savings account with Discover, but I had to set up a different login for my credit card account. If anyone has a savings account and a credit card, will they show up together under 1 account or will I have to log in separately to check both?
I do not know the answers to any of your other questions but, I have noticed in the past with some of the default Email alerts on my CC's, they were usually set lower than the CC's CL, so you may have a higher CL.
This is just my experience, I have no idea if this pertains to your CL, let us know when you find out
Just to give you an example. When I was setting up my account after my approval. the drop down menu for me had a max amount of $5900 and my CL is $6500. So maybe they do a $600 threshold on alerts?
Update: My Discover card online account became available and I was finally able to see my CL. $3000! Nice increase from my Cap 1 $500 CL!!!
Very Nice!!!!
Congratulations 