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Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
0

Discover More 0%

[ Edited ]

I seem to have misplaced the paperwork that came with my card (I know sloppy). I was trying to find out up to what amount of time I can make purchases in order for them to qualify for the 0% promo? 2 months after getting the card?


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
0

Re: Discover More 0%


xiownthisplacex wrote:

I seem to have misplaced the paperwork that came with my card (I know sloppy). I was trying to find out up to what amount of time I can make purchases in order for them to qualify for the 0% promo? 2 months after getting the card?


My pre-approval letter was for 14 months, you might be able to log into your account and get your Credit Terms that shows how long your 0% offer lasts and what your rate is after it expirse.

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Frequent Contributor
xiownthisplacex
Posts: 260
Registered: ‎08-29-2011
0

Re: Discover More 0%

Mine is for 14 months as well, but what I don't know is the period for purchases that qualify for the 0%.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
0

Re: Discover More 0%


xiownthisplacex wrote:

Mine is for 14 months as well, but what I don't know is the period for purchases that qualify for the 0%.


It's not based on purchases, it is based on statements closing within that 14 month period. For the first 14 statements they will not calculate and add interest onto your account, but on the 15th they will start charging you interest. 

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500

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