10-29-2012 09:28 AM
I've been going back and forth trying to decide if I should app for Discover... it's the next card I wanted anyway and today I got an "Invitation" in the mail so I said screw it.
I know I have a lot of INC's (14 but only 3 in the past 6 months) but I was getting itchy... so I pulled the trigger and got an instant approval for $1500!
My first no AF card
TU08 - 673
CK - 678
CS - 707
I'm happy. It's a nice addition to the wallet and I can close the Cap1 Secured card next year and skip the $29AF though it's my oldest card and it will hurt my AAoA a little bit at least I wont be paying that AF for a card that I sock drawred when I got the Cap1 CB card ($750 CL - $39AF)
10-29-2012 10:52 AM
10-29-2012 11:14 AM
10-29-2012 11:19 AM
Congrat . When I got discover more 1200 credit limit. Then pay down all credit card below 10% .wait until all report to credit report. Then apply for citi simp. I got approval online 3000 credit limit. I got 20 inquiries that time lol
10-29-2012 02:39 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.