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Frequent Contributor
Posts: 263
Registered: ‎08-13-2011
0

Discover More Approved with 2 Year OLD BK7

Two in a row for me today. I got approved for earlier today for the Barclays Apple Card barely a couple hours ago. I had put in an application earlier on in the day to Discover and got the usualy 5-7 day message. While having lunch I recieved a call from Discover, after confirming my identity the lady proceded to ask about why I wanted the card, then asked me why I filed BK in Aug 2010. I explained everything to her, she then went on to talk about my current credit card accounts with capital one and how it looked like i had been managing my credit very well, she then said tell me what happened with your Bank of America card (i had a ton of lates on this one, even ended up being charged off), I explained as honestly as I could. She finished off with " I have good news, I am going to approve you for $1000, welcome to Discover" I am on a real high right now. This is one card I have been dreaming of having and now it should arrive next week. It is officially Gardening time.


Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $5000, Capital One Platinum $13000, Barclays Rewards $5700, Walmart $3500, Amazon Store Card $3500.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Frequent Contributor
Posts: 264
Registered: ‎07-29-2012
0

Re: Discover More Approved with 2 Year OLD BK7

COOL i should have no problem applying with my 8 year old BK.

I'm just waiting for some promo as i'm AU on Discover and don't need it anytime soon.

Frequent Contributor
Posts: 263
Registered: ‎08-13-2011
0

Re: Discover More Approved with 2 Year OLD BK7

you should be fine


Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
Goal Score: 700

Wallet: Discover IT $5000, Capital One Platinum $13000, Barclays Rewards $5700, Walmart $3500, Amazon Store Card $3500.
Keep the Hearth of your Thoughts Pure, by so doing you will be Happy and bring Peace!
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Discover More Approved with 2 Year OLD BK7

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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