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Discover More Approved with 2 Year OLD BK7

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Frequent Contributor

Discover More Approved with 2 Year OLD BK7

Two in a row for me today. I got approved for earlier today for the Barclays Apple Card barely a couple hours ago. I had put in an application earlier on in the day to Discover and got the usualy 5-7 day message. While having lunch I recieved a call from Discover, after confirming my identity the lady proceded to ask about why I wanted the card, then asked me why I filed BK in Aug 2010. I explained everything to her, she then went on to talk about my current credit card accounts with capital one and how it looked like i had been managing my credit very well, she then said tell me what happened with your Bank of America card (i had a ton of lates on this one, even ended up being charged off), I explained as honestly as I could. She finished off with " I have good news, I am going to approve you for $1000, welcome to Discover" I am on a real high right now. This is one card I have been dreaming of having and now it should arrive next week. It is officially Gardening time.


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 1 of 4
3 REPLIES
Frequent Contributor

Re: Discover More Approved with 2 Year OLD BK7

COOL i should have no problem applying with my 8 year old BK.

I'm just waiting for some promo as i'm AU on Discover and don't need it anytime soon.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 800ish Shooting for 800+
BCE 20K,ED 10K,Sky 2K, DCVR $6800, Slate 8K, Freedom 5k, Care Credit 10K, Lowes 10K, Cap1 QS $11500, Venture 15K, Paypal 5k Hidden, US Bank Edge Cash Business 20K and NFL $1500 soon to DIE.
Message 2 of 4
Frequent Contributor

Re: Discover More Approved with 2 Year OLD BK7

you should be fine


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 3 of 4
Established Contributor

Re: Discover More Approved with 2 Year OLD BK7

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 4 of 4