Reply
Regular Contributor
somotao
Posts: 136
Registered: ‎08-13-2011

Discover More Approved with 2 Year OLD BK7

Two in a row for me today. I got approved for earlier today for the Barclays Apple Card barely a couple hours ago. I had put in an application earlier on in the day to Discover and got the usualy 5-7 day message. While having lunch I recieved a call from Discover, after confirming my identity the lady proceded to ask about why I wanted the card, then asked me why I filed BK in Aug 2010. I explained everything to her, she then went on to talk about my current credit card accounts with capital one and how it looked like i had been managing my credit very well, she then said tell me what happened with your Bank of America card (i had a ton of lates on this one, even ended up being charged off), I explained as honestly as I could. She finished off with " I have good news, I am going to approve you for $1000, welcome to Discover" I am on a real high right now. This is one card I have been dreaming of having and now it should arrive next week. It is officially Gardening time.


Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:682(lp,4/16/12)
Goal Score: 700

Wallet: Discover More 1k, Capital One Platinum 1.5K, Barclays Apple Finance Visa 2.7k.
Take the FICO Fitness Challenge
Regular Contributor
DeadSpider
Posts: 193
Registered: ‎07-29-2012

Re: Discover More Approved with 2 Year OLD BK7

COOL i should have no problem applying with my 8 year old BK.

I'm just waiting for some promo as i'm AU on Discover and don't need it anytime soon.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

Starting Score: 0
Current Score: 742
Goal Score: 800


Take the FICO Fitness Challenge
Regular Contributor
somotao
Posts: 136
Registered: ‎08-13-2011

Re: Discover More Approved with 2 Year OLD BK7

you should be fine


Starting Score: 500s
Current Score: EQ: 680myFICO(9/7/12), TU: 689myFICO(9/2/12), EX Plus:682(lp,4/16/12)
Goal Score: 700

Wallet: Discover More 1k, Capital One Platinum 1.5K, Barclays Apple Finance Visa 2.7k.
Take the FICO Fitness Challenge
Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Discover More Approved with 2 Year OLD BK7

congrats.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+