Discover More CLI approved on recon!

LionLaw · ‎07-06-2012

I'm up from $500 to $1,000! I initially made the request last week (discussed here); they did a soft pull from Experian, and I got denied. But, I decided today I'd call the recon number. They did a HP from TU, asked me some questions about my income and employment and the lates on my CRs, and approved me. I'm very pleased to get my CL back to a somewhat-respectable level; it was well worth the HP.

crunching_numbers · ‎07-06-2012

Good job deciding to recon. Glad they came through and gave you a nicer line. Congrats!

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

Meltdownblitz · ‎07-06-2012

Congrats, good to hear discover accepted you on a recon. I might consider if they decline me.

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!