Discover More CLI approved on recon!

LionLaw · ‎06-10-2012

I'm up from $500 to $1,000! I initially made the request last week (discussed here); they did a soft pull from Experian, and I got denied. But, I decided today I'd call the recon number. They did a HP from TU, asked me some questions about my income and employment and the lates on my CRs, and approved me. I'm very pleased to get my CL back to a somewhat-respectable level; it was well worth the HP.

Starting Score: 617 (EQ 6/10/2012)
Current Score: 694 (EQ 02/24/2013) 704 (EX 02/20/2013 lender pull)
Goal Score: 700
Discover it $2,000 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $1,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

crunching_numbers · ‎02-15-2012

Good job deciding to recon. Glad they came through and gave you a nicer line. Congrats!

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's
my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)

Meltdownblitz · ‎06-01-2011

Congrats, good to hear discover accepted you on a recon. I might consider if they decline me.

Starting Score: 610
Current Score: EX 740, EQ 730, TU 730 All FICO's
Goal Score: All 780+

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Discover More CLI approved on recon!

Re: Discover More CLI approved on recon!

Re: Discover More CLI approved on recon!