Reply
Established Member
danlaxx1
Posts: 11
Registered: ‎06-14-2009

Discover More CLI help?

Hey everyone, I have a question regarding my Discover More card. Hopefully someone here can help me out.

 

I've had a Discover More card since 2010 with a credit limit of $1700. A week or so ago I called requesting a CLI since I haven't received one since I got the card. The person who I spoke to said that she couldn't even put in a request for a limit increase. I have one 30 day late payment on it in Oct 2011. Is there a backdoor number I can call to speak to someone higher up? Currenty, my FICO score is 701. It was probably around 650 when I got the card. I've been working very hard to get my score up over the past year and have had a ton of success, thanks mostly to this forum. 

 

In the past 4-5 days I've been approved for a CSP for $5000 and a BankAmericard Travel Rewards Visa Signature for $5000. I would assume that if they're willing to give me credit that I shouldn't have much of an issue getting a CLI from Discover.

 

With all this being said... What gives?

 

Any help is appreciated! 

 

-Dan

Contributor
ElMayimbe
Posts: 82
Registered: ‎03-15-2012

Re: Discover More CLI help?

   Try these. I recently, as in yesterday requested a CLI from $1k to $10k. I didn't have any lates with Discover but I did have some 30 day lates with a paid off account. Have you spoken with an analyst as to why they won't allow? 


Discover: 888-676-3695 (Recon)

Discover: 866-219-0214 (Retention Dept.)

 

BofA Amex $7500| Discover IT- $10K| Chase Sapphire Preferred $10k | Cap One $2000| Citi Hilton Reserve $10k
Valued Contributor
ryanbush
Posts: 1,293
Registered: ‎08-19-2012

Re: Discover More CLI help?


ElMayimbe wrote:

   Try these. I recently, as in yesterday requested a CLI from $1k to $10k. I didn't have any lates with Discover but I did have some 30 day lates with a paid off account. Have you spoken with an analyst as to why they won't allow? 


Discover: 888-676-3695 (Recon)

Discover: 866-219-0214 (Retention Dept.)

 


how long did you have your card when you got that increase?

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Contributor
ElMayimbe
Posts: 82
Registered: ‎03-15-2012

Re: Discover More CLI help?

7 months.

BofA Amex $7500| Discover IT- $10K| Chase Sapphire Preferred $10k | Cap One $2000| Citi Hilton Reserve $10k
Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: Discover More CLI help?


ElMayimbe wrote:

   Try these. I recently, as in yesterday requested a CLI from $1k to $10k. I didn't have any lates with Discover but I did have some 30 day lates with a paid off account. Have you spoken with an analyst as to why they won't allow? 


Discover: 888-676-3695 (Recon)

Discover: 866-219-0214 (Retention Dept.)

 


Congrats!!! Did you have to take a HP for the CLI?


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: Discover More CLI help?


ElMayimbe wrote:

   Try these. I recently, as in yesterday requested a CLI from $1k to $10k. I didn't have any lates with Discover but I did have some 30 day lates with a paid off account. Have you spoken with an analyst as to why they won't allow? 


Discover: 888-676-3695 (Recon)

Discover: 866-219-0214 (Retention Dept.)

 


1k to 10k u mean ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
ryanbush
Posts: 1,293
Registered: ‎08-19-2012

Re: Discover More CLI help?


ElMayimbe wrote:

7 months.


Very nice increase, mine is at 1.2k and will be 6 months old next month... this makes me consider burning a hp

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Established Member
danlaxx1
Posts: 11
Registered: ‎06-14-2009

Re: Discover More CLI help?

I haven't called either of those numbers yet. Which one would I have better luck with? I spoke to a CSR, not an analyst (at least I don't think she was an analyst) and she wasn't able to help me much.
Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013

Re: Discover More CLI help?

Pick one and if you don't have any luck,  try the other one! :smileywink:

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011

Re: Discover More CLI help?

I tried for an online CLI and it said the request could not be processed. I called in an a CSR entered the data, but was denied. She was VERY helpful, I asked her if there was anything I could do to further my cause and she ended up transferring me to a credit analyst. He took several minutes, asked me a series of questions and when all was said and done, they CLI'd me to 5k from 3k. (HP on TU) If you want a little advice on the talk with the analyst, be ready to explain why you need the increase and be ready to explain anything that is not "rock solid" on your reports..... Best of Luck !

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4900CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase SlatE$4000/BofA2500/ToyotaRewardsVisa$6500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+