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Established Member
Covet
Posts: 15
Registered: ‎02-05-2012

Re: Discover More CLI's

Just for fun, I just called Discover and asked for another $500 (to make it an even 10k) and they did it. 

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011

Re: Discover More CLI's

Congrats. It is good to know that the auto cli don't upset the cli cycle.


Covet wrote:

Just for fun, I just called Discover and asked for another $500 (to make it an even 10k) and they did it. 


 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Frequent Contributor
bostonte
Posts: 251
Registered: ‎10-04-2009

Re: Discover More CLI's

Originally Approved at $1000.

 

After 6 statements the automated option was not available on my account. Spoke to a CSR and without me asking she was very explicit about the difference between a soft and hard pull and explained she would put the request in and it would only be a soft pull. I would get approved, declined, or the system would tell her a hard was required to continue and she would ask for my permission before doing that.

 

She said they would counter offer, so I asked for a $3,000 total line. Declined with just the soft, no request for hard.

 

A few weeks later I got a call from Discover that they were following up on recent requests that were denied and trying to see what they could do. She verified my information, ensured me it was only a soft pull (again without me prompting) and said the system would tell her I could get none or up to $3,000.

 

Approved for the $3,000 I originally requested. No hard pull.

Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012

Re: Discover More CLI's


Covet wrote:

Just for fun, I just called Discover and asked for another $500 (to make it an even 10k) and they did it. 


Wow! Congrats!!:smileyvery-happy:

Slowly building....
Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012

Re: Discover More CLI's


bostonte wrote:

Originally Approved at $1000.

 

After 6 statements the automated option was not available on my account. Spoke to a CSR and without me asking she was very explicit about the difference between a soft and hard pull and explained she would put the request in and it would only be a soft pull. I would get approved, declined, or the system would tell her a hard was required to continue and she would ask for my permission before doing that.

 

She said they would counter offer, so I asked for a $3,000 total line. Declined with just the soft, no request for hard.

 

A few weeks later I got a call from Discover that they were following up on recent requests that were denied and trying to see what they could do. She verified my information, ensured me it was only a soft pull (again without me prompting) and said the system would tell her I could get none or up to $3,000.

 

Approved for the $3,000 I originally requested. No hard pull.


That's great! Congrats on the CLI!!!:smileyhappy:  And thanks for sharing your experience! Very helpful information from all of you! 

 

Question....for you, and anyone else who received a CLI from Discover.  Did you have a balance at the time of the CLI? Or was your account at zero? 

Slowly building....
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Discover More CLI's


bostonte wrote:

Originally Approved at $1000.

 

After 6 statements the automated option was not available on my account. Spoke to a CSR and without me asking she was very explicit about the difference between a soft and hard pull and explained she would put the request in and it would only be a soft pull. I would get approved, declined, or the system would tell her a hard was required to continue and she would ask for my permission before doing that.

 

She said they would counter offer, so I asked for a $3,000 total line. Declined with just the soft, no request for hard.

 

A few weeks later I got a call from Discover that they were following up on recent requests that were denied and trying to see what they could do. She verified my information, ensured me it was only a soft pull (again without me prompting) and said the system would tell her I could get none or up to $3,000.

 

Approved for the $3,000 I originally requested. No hard pull.


Very awesome CONGRATS!!!!

 




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Contributor
spengbab
Posts: 100
Registered: ‎02-13-2012

Re: Discover More CLI's

At my 3 month mark Discover bumped my limit from $2000 to $2500. I was paying them like $450 a month lol. So they must have figured I could handle a little higher limit :smileytongue:

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Frequent Contributor
TeeandDee
Posts: 426
Registered: ‎02-09-2012

Re: Discover More CLI's


spengbab wrote:

At my 3 month mark Discover bumped my limit from $2000 to $2500. I was paying them like $450 a month lol. So they must have figured I could handle a little higher limit :smileytongue:


I've been paying them chunks like that as well so hopefully that will count for me too! :smileyhappy:  I love this card and use it often.

Slowly building....
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012

Re: Discover More CLI's

[ Edited ]

I received a $750 auto cli from discover a few months ago. The funny thing is that the increased credit line became available the next day after I apped for the Chase Freedom. Coincidence? I think not. Obviously ymmv, but it seems discover is watching.:mansurprised:

 

 

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Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Discover More CLI's

Discover hates me and I hate them, so no hard feeling at all. Acc has been opened since March 2011, no lates, no over the limit, always trying to PIF, topping the card and paying it down, nothing has worked. I´m stuck at 1k initial CL. Everytime I try to get a CLI, the system wants a HP. Wonder if the student status has something to do with this.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k

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