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Established Contributor
snowkitty
Posts: 657
Registered: ‎09-10-2012

Re: Discover More CLI.....should I ask?

My score looks ok but I do not have a year of credit card history....only about 3 months. I hope I got my foot in the door with them by getting the chase bp gas card (store

card). I will just wait until aug. 2013 and app for it. Since amex gave me 3500.00 and ge should grow with me.....I'm hoping next year they will approve me for a 5k freedom.

 

 


maiden_girl wrote:

snowkitty wrote:

maiden_girl wrote:

I wish I could get an increase--that would be really nice. I go between this card and my Freedom card.


 

I really want the Freedom card and I wish I would have applied for it when I was apping but I thought I would not be able to get it. I don't dare app for anything for a long while! I have all I need and now I am watching my scores fall from the cards being added to my credit report. :catsad:

 


What is your credit looking like now? If your credit is pretty decent and you have at least one year reporting, I say go for it. My credit at the time I applied for Freedom was 2 years history, probably 10 INQs in the last year, FICO around 700. I was approved for 3k then I applied for a different Chase card and approved for 1.5k. I have since combined these cards.

 




TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

*You can find me in the garden.....app free since 3/21/13*
Established Contributor
snowkitty
Posts: 657
Registered: ‎09-10-2012

Re: Discover More CLI.....should I ask?

Sorry, I'm on my cell so it's hard to edit......I apped for the amazon visa from chase and was denied....got store card only but Chase approved me for a bp gas card.
TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

*You can find me in the garden.....app free since 3/21/13*
Established Contributor
maiden_girl
Posts: 1,168
Registered: ‎12-29-2011

Re: Discover More CLI.....should I ask?

Oh ok! I would definitely wait for your account to age at least a year before applying to Chase. Chase will deny you with just 3 months reporting.

The truth is out there...

FICO scores: 707 (EQ) 702 (EX) 711 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 3k | Chase Freedom 4.5k

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