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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More CLI.....should I ask?

My score looks ok but I do not have a year of credit card history....only about 3 months. I hope I got my foot in the door with them by getting the chase bp gas card (store

card). I will just wait until aug. 2013 and app for it. Since amex gave me 3500.00 and ge should grow with me.....I'm hoping next year they will approve me for a 5k freedom.

 

 


maiden_girl wrote:

snowkitty wrote:

maiden_girl wrote:

I wish I could get an increase--that would be really nice. I go between this card and my Freedom card.


 

I really want the Freedom card and I wish I would have applied for it when I was apping but I thought I would not be able to get it. I don't dare app for anything for a long while! I have all I need and now I am watching my scores fall from the cards being added to my credit report. :catsad:

 


What is your credit looking like now? If your credit is pretty decent and you have at least one year reporting, I say go for it. My credit at the time I applied for Freedom was 2 years history, probably 10 INQs in the last year, FICO around 700. I was approved for 3k then I applied for a different Chase card and approved for 1.5k. I have since combined these cards.

 




TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More CLI.....should I ask?

Sorry, I'm on my cell so it's hard to edit......I apped for the amazon visa from chase and was denied....got store card only but Chase approved me for a bp gas card.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: Discover More CLI.....should I ask?

Oh ok! I would definitely wait for your account to age at least a year before applying to Chase. Chase will deny you with just 3 months reporting.

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)







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