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Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More CLI.....should I ask?

My score looks ok but I do not have a year of credit card history....only about 3 months. I hope I got my foot in the door with them by getting the chase bp gas card (store

card). I will just wait until aug. 2013 and app for it. Since amex gave me 3500.00 and ge should grow with me.....I'm hoping next year they will approve me for a 5k freedom.

 

 


maiden_girl wrote:

snowkitty wrote:

maiden_girl wrote:

I wish I could get an increase--that would be really nice. I go between this card and my Freedom card.


 

I really want the Freedom card and I wish I would have applied for it when I was apping but I thought I would not be able to get it. I don't dare app for anything for a long while! I have all I need and now I am watching my scores fall from the cards being added to my credit report. Cat Sad

 


What is your credit looking like now? If your credit is pretty decent and you have at least one year reporting, I say go for it. My credit at the time I applied for Freedom was 2 years history, probably 10 INQs in the last year, FICO around 700. I was approved for 3k then I applied for a different Chase card and approved for 1.5k. I have since combined these cards.

 




TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More CLI.....should I ask?

Sorry, I'm on my cell so it's hard to edit......I apped for the amazon visa from chase and was denied....got store card only but Chase approved me for a bp gas card.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Discover More CLI.....should I ask?

Oh ok! I would definitely wait for your account to age at least a year before applying to Chase. Chase will deny you with just 3 months reporting.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






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