03-24-2009 06:19 PM
Not sure what Whirled did (congrats, btw!) but I just called the number on back of card.
To the person that asked, Discover is rather stingy with CL's. Pretty conservative, but great customer service. So long as you don't count the gagillion times I was called and harassed about their credit monitoring service and the likes.
03-24-2009 06:20 PM
03-24-2009 07:59 PM
I am thinking about applying for another credit card for a balance transfer. I was thinking about trying with Discover but I don't know what the score needs to be and what credit bureau they usually check with. Anyone have any ideas. I am trying to get some information before I apply. Any help will be appreciated.
Depends on which state, they pull TU on most. Score around 680 is good enough. YMMV.
03-24-2009 08:13 PM - edited 03-24-2009 08:14 PM
is there any way to opt out from receiving marketing pitches from Discover?
Yes. When they disturb your dinner in order to tell you about their wonderful credit monitoring service, just tell them that they should put your name on their internal "do not call" list. I did so, and that was the last marketing call I ever got.
Regarding CLI, I never asked for one and never got one. I hardly use the card, though.
03-25-2009 07:44 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.