Discover More CLI...

[hateAshbury]

so I called a CSR to get a bump from $1,500 to $5,000. Declined. This one's going to the sock drawer for good.

[-Cain-]

What were the reasons for denying CLI?

[JusdoNit]

Nice

[hateAshbury]

The CSR said I would get the decline reasons in the mail; I didn't press further.

Disappointing. My credit is fair to good.

[-Cain-]

Any bad marks? If those are present, Discover is usually a tough nut to crack.

[RockinRay]

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@hateAshbury wrote:

so I called a CSR to get a bump from $1,500 to $5,000. Declined. This one's going to the sock drawer for good.

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Don't feel bad! I tried to get a bump from $2k to $5k and was declined. I am really considering closing this account. They just never show me any love... It won't hurt anything for me to close it.

[Anonymous]

Just got a Discover More. Looking forward to seeing what DC is all about. Thanks for the info!

[-Cain-]

Discover More 5% categories are great. Look for additional promo bonuses, such as bill pay earning 2% for 2012. ShopDiscover has some good cashback deals as well. Discover is known to be conservative, so it is probably not for everybody, but you'll benefit from using the card right. It pays to Discover 😉. Good Luck!

[MarineVietVet]

For months and months I've been clicking on the "Request a Credit Limit Increase" link out of curiosity but always got the error message "We can't process........blah, blah, blah."

Just now I finally got a different page to pop up and was asked a few questions. I requested a CLI of $1,700 just to round out my current CL to an even $15,000. I was approved and perhaps could have gotten more but they said they would have to pull a report so I left it at the $1,700.

I've had the Discover 9 years and until about 3 years ago I'd always gotten an auto CLI every year of between $1,000 and $1,500. But for some reason the auto CLI's stopped. This is the first time I've ever asked for a CLI on my own.

Edited for a typo.

[-Cain-]

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@MarineVietVet wrote:

For months and months I've been clicking on the "Request a Credit Limit Increase" link out of curiosity but always got the error message "We can't process........blah, blah, blah."

Just now I finally got a different page to pop up and was asked a few questions. I requested a CLI of $1,700 just to round out my current CL to an even $15,000. I was approved and perhaps could have gotten more but they said they would have to pull a report so I left it at the $1,700.

I've had the Discover 9 years and until about 3 years ago I'd always gotten an auto CLI every year of between $1,000 and $1,500. But for some reason the auto CLI's stopped. This is the first time I've ever asked for a CLI on my own.

Edited for a typo.

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MVV, when you were getting auto-CLIs, were you carrying a clean report (no bads), and were you carrying balances from month to month? I have been PIF, but have gotten no auto-CLIs. I know it all comes down to YMMV, but I'd like to gather info and test scenarios out.