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Established Member
capman-bootman
Posts: 19
Registered: ‎10-23-2008

Discover More CLI

Just passed 6mo anniversary. Another thread on this board gave me courage to call - had $4,000 limit, requested additional $2,000 and got it immediately through the automated menu. (I don't think there was time for them even to soft pull, so I'm guessing based only on history, but not sure.)

I use this card often, and run around $2,000/month through it.

I'm still amazed that I even have this card, I responded to a pre-approved offer with scores in mid 600's and was approved instantly. (no recent baddies, but TONS of old ones...)

Now a 50% CLI at 6 months.

I'm liking Discover.

 

capman

New Contributor
billsfan14
Posts: 70
Registered: ‎02-13-2009

Re: Discover More CLI

Good news and very encouraging.  I'm at 6 months in May and am hoping they really bump up this toy limit of $500!
_________________


2/21 - TU 637 EQ 643
3/21 - TU 691 EQ 711

Senior Contributor
score_building
Posts: 3,513
Registered: ‎01-10-2008

Re: Discover More CLI


billsfan14 wrote:
Good news and very encouraging.  I'm at 6 months in May and am hoping they really bump up this toy limit of $500!

 

is yours a student card?  i haven't heard of a regular card approved with 500.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008

Re: Discover More CLI

congrats!!  i just requested mine on friday through automated menu. i asked for 2k and got it immediately.


capman-bootman wrote:

Just passed 6mo anniversary. Another thread on this board gave me courage to call - had $4,000 limit, requested additional $2,000 and got it immediately through the automated menu. (I don't think there was time for them even to soft pull, so I'm guessing based only on history, but not sure.)

I use this card often, and run around $2,000/month through it.

I'm still amazed that I even have this card, I responded to a pre-approved offer with scores in mid 600's and was approved instantly. (no recent baddies, but TONS of old ones...)

Now a 50% CLI at 6 months.

I'm liking Discover.

 

capman


 

Valued Contributor
athensguy
Posts: 1,291
Registered: ‎02-26-2008

Re: Discover More CLI

Grats!

I had a $3600 limit, and about 6 months ago got it increased to $6K. I'm wishing I had asked for more, because now when I call and poke at the CLI phone option it wants to transfer me to a CSR.
Mega Contributor
Creditaddict
Posts: 18,977
Registered: ‎10-23-2007

Re: Discover More CLI

Does Discover not pull EX? Your frozen report my be causing the transfer to CSR because they want to soft you, but I thought previous banks before frozen report could still get it... so I don't know, maybe I'm just talking nonsense!
Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
New Contributor
billsfan14
Posts: 70
Registered: ‎02-13-2009

Re: Discover More CLI


score_building wrote:

billsfan14 wrote:
Good news and very encouraging.  I'm at 6 months in May and am hoping they really bump up this toy limit of $500!

 

is yours a student card?  i haven't heard of a regular card approved with 500.
 
It started out as a student card but I believe it's changed now because I have the option to BT.   Is there a max limit on credit lines for student cards?  I should call and see if it's still student or what.

 

_________________


2/21 - TU 637 EQ 643
3/21 - TU 691 EQ 711

Valued Contributor
athensguy
Posts: 1,291
Registered: ‎02-26-2008

Re: Discover More CLI


Creditaddict wrote:
Does Discover not pull EX? Your frozen report my be causing the transfer to CSR because they want to soft you, but I thought previous banks before frozen report could still get it... so I don't know, maybe I'm just talking nonsense!
They can still get an AR. I don't think they do a pull for the phone CLI unless you get to a rep and ask for it. I can't pull EX myself right now, so I can't see what kind of softs are going on there.
Regular Contributor
turbowrx
Posts: 244
Registered: ‎10-15-2007

Re: Discover More CLI

I've had the discover more for 10 months now. I still dont have the phone option :smileysad:    What gives??
Regular Contributor
Max09
Posts: 199
Registered: ‎05-29-2008

Re: Discover More CLI


turbowrx wrote:
I've had the discover more for 10 months now. I still dont have the phone option :smileysad:    What gives??

 

do you have a high balance on it? that maybe the reason..

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