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Discover More Card Maximum Credit Limit?

Established Contributor

Re: Discover More Card Maximum Credit Limit?

My BofA 1,2,3 hasn't moved since I opened it back in August '11. If a CLI didn't result in a HP, I would go right ahead and ask for one.

Message 11 of 26
Valued Contributor

Re: Discover More Card Maximum Credit Limit?


MarineVietVet wrote:

logan_720 wrote:

MarineVietVet wrote:

Mine is at $13,300 with a 9 year history. I don't recall what my initial CL was and for several years I would get an auto CLI annually that averaged $1,000-$1,300 but I haven't had a CLI in over 3 years now.

 

 



If that were me, I would be calling them up asking them where the love is Smiley Surprised


I've thought about it but it's my highest CL and I'm satisfied. The ironic part is I was getting those CLI's when I barely used the card. In 2010 I put right at $30,000 through Discover and last year it was about $38,000. But no CLI. Hard to figure.

 

This year will be much less usage for Discover though. I am using my BoA 1-2-3 card much more. Perhaps that will result in a CLI from Discover?  Smiley Tongue 


MarineVV-

 

I did something that I think triggered an auto CLI for my DH, and you should try it, it just might work for you.  If your balance on the card is low, an the CLI button is showing up, then hit the button.  Do not complete the request. There will be a pull down menu for why you want the CLI. Select the BT option. Play on the screen, but DO NOT COMPLETE the request.  Now, back out of the scrren.

 

After doing this, the next day, DH had a CLI and BT offer popped up on his screen. No HP. Try it. It might work for you too.  Let me know how it turns out.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 12 of 26
Moderator Emeritus

Re: Discover More Card Maximum Credit Limit?


crunching_numbers wrote:

MarineVietVet wrote:

logan_720 wrote:

MarineVV-

 

I did something that I think triggered an auto CLI for my DH, and you should try it, it just might work for you.  If your balance on the card is low, an the CLI button is showing up, then hit the button.  Do not complete the request. There will be a pull down menu for why you want the CLI. Select the BT option. Play on the screen, but DO NOT COMPLETE the request.  Now, back out of the scrren.

 

After doing this, the next day, DH had a CLI and BT offer popped up on his screen. No HP. Try it. It might work for you too.  Let me know how it turns out.


I might try this one of these days. Thanks.

Message 13 of 26
Regular Contributor

Re: Discover More Card Maximum Credit Limit?


computerchris wrote:

720ismygoal wrote:

Hi,

 

Does anyone know the limit to this card? i want to see how much i can possibly have on this Discover card, if its high enough, like $20k, then i will make it my number card to use, period. If anyone can post their current limit so i can get an idea, that would be great! thanks guys!

 

My starting credit limit is $1,000.


I know someone with a $50,000 limit on their Discover More card. They've been with them for over 18 years and barely use it.

 

However, my starting limit is $1,000. Got approved today!

$50,000? 18 years? wow! That is just insane, but very good to know. Hopefully i'll get there one day! Congrats on the approval!

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500



Message 14 of 26
Highlighted
Regular Contributor

Re: Discover More Card Maximum Credit Limit?

cardholder since 1998

credit limit = $1,500

 

yes, $1,500. I guess my summer vacation will be a weekend at a Motel 6 in Branson this July ... going to splurge and have an extra Diet Coke or two!!!


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Message 15 of 26
Regular Contributor

Re: Discover More Card Maximum Credit Limit?

Carholder since Dec. 2010. Started at 5500 requested a CLI and got one with soft pull two months ago. Now I'm at 7k. Had a zero balance when I got CLI. Not my highest limit either. And I haven't been using it at all. 

6/13: FICO TU (Walmart): 750
6/13: FICO EQ (Score Watch): 769
Goal: 780+, 0 Balances, No app'ing! (For real this time!!!)
Message 16 of 26
New Visitor

Re: Discover More Card Maximum Credit Limit?

23,000 on Discover More 

Message 17 of 26
New Visitor

Re: Discover More Card Maximum Credit Limit?

I have been with them for 7 years and have a 23K CL. If you call and ask to speak with a "Credit Analyst" they can typically raise your limit. Make sure to specify that you do not want an HP

Message 18 of 26
Frequent Contributor

Re: Discover More Card Maximum Credit Limit?

cardholder since 2012 and just recently got an auto-increase of $500 around Christmas and then a SP CLI of $800 a couple of weeks ago. Total from $1,250 --> $2,550. I've put about $6,500 through the card since I opened the account. 

March 2014: EX 693 I EQ 672 I TU 694
September 2014: EX 721 I EQ 741 I TU 742
Message 19 of 26
Frequent Contributor

Re: Discover More Card Maximum Credit Limit?

My girlfriend's is 18k and she has never asked for a cli. She has had it for 12 years i believe.

Amex Delta Platinum 6k | Barclaycard Commerce 15k | US Bank Cash+ 18.5k | Barclaycard Arrival+ 20k | Citi Aadvantage Platinum 22k | Capital One Venture 32k | Lowes 35k | Citi Hilton HHonors Reserve 36k | Discover It 37.8k | Bank of America BBR 45k | Amex EDP 50k | Chase Marriott 67k | Amex Platinum NPSL
Message 20 of 26