Discover More Card Maximum Credit Limit?

720ismygoal · ‎05-01-2012

Hi,

Does anyone know the limit to this card? i want to see how much i can possibly have on this Discover card, if its high enough, like $20k, then i will make it my number card to use, period. If anyone can post their current limit so i can get an idea, that would be great! thanks guys!

My starting credit limit is $1,000.

Old Navy: AU $600----------------Walmart(store card): $900 & FICO: 680
Sears Mastercard: AU $300-----TU: FICO 652 April/2012
Emblemcard: $325------------------EQ: FICO 668 April/2012
Discover: $1,000-FICO 695 4/25/12---------Bringing home Amex in 2013!
Cap1: $750 Gardening mode until April 2013
Cap1: $500

MarineVietVet · ‎05-01-2012

Mine is at $13,300 with a 9 year history. I don't recall what my initial CL was and for several years I would get an auto CLI annually that averaged $1,000-$1,300 but I haven't had a CLI in over 3 years now.

logan_720 · ‎05-01-2012

@MarineVietVet wrote:
Mine is at $13,300 with a 9 year history. I don't recall what my initial CL was and for several years I would get an auto CLI annually that averaged $1,000-$1,300 but I haven't had a CLI in over 3 years now.

If that were me, I would be calling them up asking them where the love is

FrugalRican · ‎05-01-2012

Ever since 2008, I've stopped asking for the love.

It could always backfire. I used to be a lot bolder in pre-2008.

Follow my financial journey: http://www.frugalrican.com

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

CS800 · ‎05-01-2012

My discover more is at $6500 and 7 months old. I have no intention of taking a HP for a CLI. Unless they give me auto CLI

logan_720 · ‎05-01-2012

Is Discover another lender that HP's for customer initiated CLI requests?

FrugalRican · ‎05-01-2012

Certain CLI's are hard pulls. I've read about numerous accounts where someone asked for say $2,000 and it was to be a HP, but they tried again for $1,200 and it was a soft. So, definitely YMMV.

Follow my financial journey: http://www.frugalrican.com

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Anonymous · ‎05-01-2012

@720ismygoal wrote:
Hi,

Does anyone know the limit to this card? i want to see how much i can possibly have on this Discover card, if its high enough, like $20k, then i will make it my number card to use, period. If anyone can post their current limit so i can get an idea, that would be great! thanks guys!

My starting credit limit is $1,000.

I know someone with a $50,000 limit on their Discover More card. They've been with them for over 18 years and barely use it.

However, my starting limit is $1,000. Got approved today!

MarineVietVet · ‎05-01-2012

@logan_720 wrote:
@MarineVietVet wrote:
Mine is at $13,300 with a 9 year history. I don't recall what my initial CL was and for several years I would get an auto CLI annually that averaged $1,000-$1,300 but I haven't had a CLI in over 3 years now.

If that were me, I would be calling them up asking them where the love is

I've thought about it but it's my highest CL and I'm satisfied. The ironic part is I was getting those CLI's when I barely used the card. In 2010 I put right at $30,000 through Discover and last year it was about $38,000. But no CLI. Hard to figure.

This year will be much less usage for Discover though. I am using my BoA 1-2-3 card much more. Perhaps that will result in a CLI from Discover?

Anonymous · ‎05-01-2012

My Discover More card got approved on 4/26/2012 and my limit is 1,500