10-11-2012 03:59 PM
Yea i couldnt believe it, but whatever im at the bar right now im paying it no mind. I rather you give me a rejection than you tell me i have to apply with a cosigner
10-11-2012 08:17 PM
Twin girl call underwrite department ......if the don't approved ask for their supervise ....probably those baddie oyour a account explain it to them..........sent them proof if needed......don't waste your inquiry,......
10-12-2012 08:11 AM
10-12-2012 08:14 AM
So before when i checked for Pre approvals it could not match me with anythin but this time when i tried it recommended the More card. I filled out the application and it said they needed to do more processing and they will have my answer within five to seven business days. No collections on my report as midland currently deleted, what are my chances???
they can never find me in their systems either... I guess that means that its not really a soft pull on your CR but rather it looks at maybe offers that were mailed to you previously.
10-12-2012 08:15 AM
10-13-2012 08:27 AM
YeS im over 21, 25 to be exact and have been at my job for 4 years. I actually asked to speak to someone in the underwritin department and they said it wouldnt matter that i still need a cosigner. No baddies, they pulled from equifax and equifax was the first company that send me proof that midland got deleted. I think i will call the underwriters
10-13-2012 08:10 PM
Usually to see if you're pre-approved you need to use the "cardbuilder" link on the site.
When I use the regular "find your per-approved offers" link, I usually only get recommended cards whereas the cardbuilder page shows cards I might be eligible for.
10-14-2012 02:46 PM
Fingers crossed for a recon approval!!
10-14-2012 02:51 PM
Are they requesting a co-signer due to bad credit or low income?
If it's bad credit then a recon may work if you can explain any negatives. If it's low income, then there probably isn't much you can do.
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