05-12-2010 06:16 AM
My card celebrated another bday (2 yrs) and so I called in for the telephone luv button. Asked for a 30% CLI (I've asked for as much as 100% previously) and didn't receive an auto increase over the phone like I have had every 6 months since it opened. CL is well under 10k and all my other cards are now 10k or more. I was then forwarded to a CSR who told me they are now doing hard inquiries for CLI requests (to which I declined in order not to burn an inquiry). CSR said it would happen no matter if I had asked for 500 or 10000 as a CLI request. Anybody else running into this? Or does the luv just stop after the 1 yr anniversary. My 1.5yr CLI was the lowest I've received and 2yr was denied without hard inquiry.
05-12-2010 03:43 PM
Discover is tight. After one year of membership I called and they denied me a 1K increase. I haven't asked since but they have automatically increased my limit twice by $250 each.