Reply
New Contributor
Posts: 70
Registered: ‎10-07-2008
0

Discover More- Telephone CLI

My card celebrated another bday (2 yrs) and so I called in for the telephone luv button.   Asked for a 30% CLI (I've asked for as much as 100% previously) and didn't receive an auto increase over the phone like I have had every 6 months since it opened.   CL is well under 10k and all my other cards are now 10k or more.  I was then forwarded to a CSR who told me they are now doing hard inquiries for CLI requests (to which I declined in order not to burn an inquiry).   CSR said it would happen no matter if I had asked for 500 or 10000 as a CLI request.  Anybody else running into this?  Or does the luv just stop after the 1 yr anniversary.  My 1.5yr CLI was the lowest I've received and 2yr was denied without hard inquiry.

Frequent Contributor
Posts: 250
Registered: ‎01-18-2009
0

Re: Discover More- Telephone CLI

I was told last time that Discover now only increases 2K max for each time you request.

What's in your wallet?
-Not Capital One.
Regular Contributor
Posts: 117
Registered: ‎05-12-2010
0

Re: Discover More- Telephone CLI

Discover is tight. After one year of membership I called and they denied me a 1K increase. I haven't asked since but they have automatically increased my limit twice by $250 each.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.