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Established Member
Posts: 22
Registered: ‎02-08-2008
0

Discover More card any good?

They have sent me 3 pre-approved card invites in the mail.....All I have to do is call or go online to accept, and "Welcome to the Discover Card Family"...haha
 
Is the "More" card any good?
 
I have looked a little bit, and is seems to have OK cash back........
 
just curious on what everyone thinks.....
 
 
 
2/08 TU-654/EQ-656/EX-643
4/08 TU-653/EQ-659/EX-650
6/08 TU-711/EQ-679/EX-679
Almost to all 700 club
Regular Contributor
Posts: 177
Registered: ‎04-28-2008
0

Re: Discover More card any good?

i've only had mine for 2 bill cycles but so far i've racked up almost $20 in cash back.  and i don't use my card for everything.  this is my favourite card of the moment.
03/2009 - TU: 679 EQ: 670 EX: 670
7/2 - TU: 666 EX: 668 EQ: 673

"If at first you don't succeed...skydiving isn't for you."
Valued Contributor
Posts: 1,291
Registered: ‎02-26-2008
0

Re: Discover More card any good?

It's a middle of the road rewards card. It's not great, but it has its uses. ShopDiscover is nice.
Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Discover More card any good?

If you take advantage of the 5% bonus categories (they change every quarter) and if you shop online it's a good deal.  My first statement I made $28 and only had the card 2 weeks. I buy shoes through Zappos a lot and now I will get 10% back for all purchases. I just realized they also have another shoe store, something like onlineshoes.com and that one gives 15% back on purchases through shop discover. This by far is the best shopping rewards card I have seen. The 5% categories are really nice, but if you don't take advantage of the bonus categories or you meet the cap, then their standard 1% is lousy because you have to spend a certain amount and tier your way up from like .25% or something. For me though, I push everything through my rewards cards, so I'm easily making around $50-60 per month between Discover and Chase Freedom Plus. I've recently decided I will take the cash back and then turn around and dump it into my high yield savings...seems like the smartest way to use it.
New Contributor
Posts: 85
Registered: ‎06-18-2007
0

Re: Discover More card any good?

I received one of those letters back in February of this year, applied and was approved.  Used the low apr for a bt.  I've enjoyed the card also.
 
Does anyone know how long it takes to receive a cli?  Is it given auto or do you have to request?  Thanks for any info.
Frequent Contributor
Posts: 335
Registered: ‎04-04-2008
0

Re: Discover More card any good?

I app'd for the More card but switched it to Open Road upon receiving the card. Got the card mainly for the 0% BT. Also use it for gas. Figured I won't be using the card for other things besides gas so I opted for the Open Road.

One thing I love about Discover is they have the best customer service.
Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
0

Re: Discover More card any good?

As a supplement to another rewards card like the Chase Freedom the Disc More is awesome!  More gives you a category that changes quarterly and gives you 5% cash back on the category with no minimum spending level before you see the 5%.  So use the Discover on that quarterly category and your other rewards card on all other purchases and you're golden.  Just keep track of when you've hit the cap on the More's 5% bonus, because it's usually relatively low.

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Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Discover More card any good?



thrasher865 wrote:
As a supplement to another rewards card like the Chase Freedom the Disc More is awesome! 
Could not agree more!
New Contributor
Posts: 76
Registered: ‎04-05-2008
0

Re: Discover More card any good?

I have had the Discover More card since April and so far, it is a good card (I wish I could say the same for Amex). I am working on paying off the balance transfers that I have on it, but use it maybe once a month.
Established Member
Posts: 22
Registered: ‎02-08-2008
0

Re: Discover More card any good?

Well, I bit the bullet and called and got it.......
I should have the card next week, with 3000 cl to start.....
 
 
2/08 TU-654/EQ-656/EX-643
4/08 TU-653/EQ-659/EX-650
6/08 TU-711/EQ-679/EX-679
Almost to all 700 club
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