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Valued Contributor
Posts: 1,185
Registered: ‎03-04-2008
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Re: Discover More card any good?

You will like it. The CS in excellent. Be prepared to be sold something when you activate the card. They are pushy but will take no for an answer.
Established Contributor
Posts: 670
Registered: ‎07-12-2008
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Re: Discover More card any good?

[ Edited ]

DuckHunter wrote:
Does anyone know how long it takes to receive a cli? Is it given auto or do you have to request? Thanks for any info.




I've had my card 5 years and no auto CLI. I asked a few years ago and got another $1,000. I've been thinking about asking for another one but don't want the inquiry right now.

ETA-
Ugh, I had no idea there was a tier structure! I thought I was getting 1% for everything. (duh?) Instead of taking an inquiry for a CLI I will shop for another card.

Message Edited by rmily on 08-25-2008 03:57 PM
Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008
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Re: Discover More card any good?

5 yrs? Oh man. That's nuts. Any negatives, lates pays, etc?
Established Contributor
Posts: 670
Registered: ‎07-12-2008
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Re: Discover More card any good?

No lates/negatives. I always PIF and rarely put more than $500/month through the card so maybe they don't like me much? :smileyhappy:
Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008
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Re: Discover More card any good?



rmily wrote:
No lates/negatives. I always PIF and rarely put more than $500/month through the card so maybe they don't like me much? :smileyhappy:

Hmmm...well they should!
Regular Contributor
Posts: 177
Registered: ‎04-28-2008
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Re: Discover More card any good?

what was your credit limit? i've had a CCC tell me my limit was sufficient for my usage before and denied a credit limit.
03/2009 - TU: 679 EQ: 670 EX: 670
7/2 - TU: 666 EX: 668 EQ: 673

"If at first you don't succeed...skydiving isn't for you."
Valued Contributor
Posts: 1,291
Registered: ‎02-26-2008
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Re: Discover More card any good?

For the automated phone CLI, there is no hard pull involved, if you want to try that out. Unfortunately, you have to specify the CLI you would like to try for.
Established Contributor
Posts: 670
Registered: ‎07-12-2008
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Re: Discover More card any good?

[ Edited ]

calichik555 wrote:
what was your credit limit? i've had a CCC tell me my limit was sufficient for my usage before and denied a credit limit.




Can't tell if this was for me or not. My credit limit when I got the card was $1,500 and bumped up to $2,500 when I asked. Thanks athensguy for the tip! I called and requested $2,000 and they only gave me $1,000. Perhaps I selected the wrong reason. Home improvement, cash advance, balance transfer, vacation, other.. Maybe they would have been kinder if I wanted to BT..haha. At least I have a little more room on the utilization front at $3,500.

Message Edited by rmily on 08-26-2008 05:16 PM
Senior Contributor
Posts: 3,017
Registered: ‎06-03-2008
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Re: Discover More card any good?



rmily wrote:

Perhaps I selected the wrong reason. Home improvement, cash advance, balance transfer, vacation, other.. Maybe they would have been kinder if I wanted to BT..haha. At least I have a little more room on the utilization front at $3,500.


I wonder reason will yield the best result? 
Senior Contributor
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Registered: ‎05-17-2007
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Re: Discover More card any good?

Discover is hard to get CL from. $3000+ is a good $ amount to start with. My girlfriend and I use Open Road as our preferred gas rewards program over all other cards. :smileyhappy: Many cards has this thing called "qualified purchases". Discover I believe gives you 1% back on any kind of purchase. Then there are the perks like Open Road for 5% back. Definitely one of my favorite rebate cards.
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