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Discover More card is going to be automatically PC'd to Discover IT, question...

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galahad15
Valued Contributor

Discover More card is going to be automatically PC'd to Discover IT, question...

So I logged into my Discover account online the other day, and the image of my existing card, a Discover More, had been replaced by an image of a blue-colored Discover IT card.  I called Discover to find out more info, and was told that my card is being automatically-converted to the Discover IT.

 

So my question is, is there any potential reason anyone might know of for someone to want to retain a Discover More card, vs. Discover IT?  I didn't initiate a PC request so I was just a little puzzled I guess if there was any possible reason for someone to want to hold onto Discover More?  Or is the IT card the better card choice all-around? 


Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

They're probably discontinuing the More card and converting all existing cardholders to their current card.

Message 2 of 11
kdm31091
Super Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...


@galahad15 wrote:

So I logged into my Discover account online the other day, and the image of my existing card, a Discover More, had been replaced by an image of a blue-colored Discover IT card.  I called Discover to find out more info, and was told that my card is being automatically-converted to the Discover IT.

 

So my question is, is there any potential reason anyone might know of for someone to want to retain a Discover More card, vs. Discover IT?  I didn't initiate a PC request so I was just a little puzzled I guess if there was any possible reason for someone to want to hold onto Discover More?  Or is the IT card the better card choice all-around? 


No there is no advantage to the More over the IT that I'm aware of. The More card just earns less base cash back. No reason to keep it.

Message 3 of 11
BRIVERS73
Valued Member

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

They just recently auto PC'd my Discover More to the Discover it & the sign up bonus of double the rewards came along with it as well. Discover sent me an email about a week or so after the image of my card changed & questioned whether I received my new one yet. The email also list all the new benefits my new card will have including the double the rewards bonus. I called Discover & the rep confirmed that although the sign up bonus is indeed for new customers, I too will be getting these benefits as well.


Message 4 of 11
BRIVERS73
Valued Member

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

I don't know if they're doing this for all customers but there's something else to possibly look forward to.


Message 5 of 11
RonM21
Valued Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

Sounds like they have something going on. Have to wait and.see.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 11
Berk
Established Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...


@BRIVERS73 wrote:
I don't know if they're doing this for all customers but there's something else to possibly look forward to.

I know mine is still the same old Discover More I've had for 7 years. I just logged onto the site and there it sits. No emails from Discover either. Maybe they just haven't gotten to the "T"s yet.

Message 7 of 11
score_building
Senior Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

Why would a myficoer not have already PCed More to it...a preference for less cashback? Blasphemy! Smiley LOL

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 11
boober
Frequent Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...

This is interesting to hear. I just checked online and my 5 year old More card still appears to be a More card.

 

I have a 6 month old It card. I wonder how this might affect me? I'd hate to see my More card go away. It's been pretty much the best CC I've ever had.

Message 9 of 11
score_building
Senior Contributor

Re: Discover More card is going to be automatically PC'd to Discover IT, question...


@boober wrote:

This is interesting to hear. I just checked online and my 5 year old More card still appears to be a More card.

 

I have a 6 month old It card. I wonder how this might affect me? I'd hate to see my More card go away. It's been pretty much the best CC I've ever had.


Will hold 2 Discover it cards, more cashback than you got with the More is the main difference.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 10 of 11
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