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Frequent Contributor
bluesnowman
Posts: 464
Registered: ‎10-29-2012
0

Re: Discover More denied due to inquiries...but not so sad.

I applied on October 27th when I came home from work that night. They ended up pulling TU and at the time I had a score of 739 so I was approved with a decent CL for someone with my income (1.5k) at first I got worried they denied me but when I checked on Monday morning, I had seen that I have been approved and was ecstatic, when I called in to activate, I was going to ask for a bigger CL, but I decided to keep my mouth shut. But yeah, Discover can be a tough company to become a member, just show your credit is getting better or is decent and they will hopefully approve you. Keep in mind that I had a little bit over 6 months of history with one card and an income of 12,000. Just show Discover (or any other creditor) you are responsible, and in no time you will become a Discover member. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.
Contributor
ezef3ar
Posts: 105
Registered: ‎09-15-2012
0

Re: Discover More denied due to inquiries...but not so sad.

I was just approve 2 days ago with a 6 month credit history score was 690 equifax and transunion 702 they pulled both :smileysad: but hey I got approved for low 750 credit line I'm happy that I am part of the discovery family now I was worried that I was gonna be denied cuz of all my inquiries... Last month I got amazon jcpenny paypal MasterCard extras Walmart and my first credit card was capitalone with a limit of 500$. No more credit till 2014 or December 2013

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