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Discover More denied due to inquiries...but not so sad.

Frequent Contributor

Re: Discover More denied due to inquiries...but not so sad.

I applied on October 27th when I came home from work that night. They ended up pulling TU and at the time I had a score of 739 so I was approved with a decent CL for someone with my income (1.5k) at first I got worried they denied me but when I checked on Monday morning, I had seen that I have been approved and was ecstatic, when I called in to activate, I was going to ask for a bigger CL, but I decided to keep my mouth shut. But yeah, Discover can be a tough company to become a member, just show your credit is getting better or is decent and they will hopefully approve you. Keep in mind that I had a little bit over 6 months of history with one card and an income of 12,000. Just show Discover (or any other creditor) you are responsible, and in no time you will become a Discover member. 

Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Contributor

Re: Discover More denied due to inquiries...but not so sad.

I was just approve 2 days ago with a 6 month credit history score was 690 equifax and transunion 702 they pulled both Smiley Sad but hey I got approved for low 750 credit line I'm happy that I am part of the discovery family now I was worried that I was gonna be denied cuz of all my inquiries... Last month I got amazon jcpenny paypal MasterCard extras Walmart and my first credit card was capitalone with a limit of 500$. No more credit till 2014 or December 2013