Reply
Valued Contributor
thom02099
Posts: 1,317
Registered: ‎08-30-2011

Discover More ---->Discover It

Did a PC from Discover More to Discover It today, and "discovered" a feature/benefit that I've not seen mentioned here.

 

In addition to getting new cards for me and my authorized users, the account rep I spoke with said that the account number stays the same,

the rewards points stay the same, everything stays the same, just added features of the "It" card.  And NO credit pull whatsoever! 

Now, the neat thing is, my kids like their retro look Cassette tape Discover cards, and they can continue to use them!  Or they can choose to

use the new Discover It card.  In essence each of us will have 2 cards to use, the current More card if we want, or the new Discover It card! 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Regular Contributor
ccb2115
Posts: 190
Registered: ‎11-23-2011

Re: Discover More ---->Discover It

That's odd. After I PC'd to the IT, I recieved a letter in the mail from Discover telling me to destroy my current More card once the IT arrives, as my More card will no longer work. 

My Wallet: Amex PRG, Amex ZYNC, Amex BCE: 1k, Barclays iTunes: 1.2k, Discover IT: 5k, Citi Diamond: 1.8k, Capital One Secured: 600
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012

Re: Discover More ---->Discover It


ccb2115 wrote:

That's odd. After I PC'd to the IT, I recieved a letter in the mail from Discover telling me to destroy my current More card once the IT arrives, as my More card will no longer work. 


Same here

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Established Contributor
compassion101
Posts: 570
Registered: ‎06-06-2012

Re: Discover More ---->Discover It

What benefits does the it have over the more?

 

 

Contributor
Pworld
Posts: 113
Registered: ‎12-29-2008

Re: Discover More ---->Discover It

Im so bummed out they don't have the cassette design anymore. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/5K
Valued Contributor
thom02099
Posts: 1,317
Registered: ‎08-30-2011

Re: Discover More ---->Discover It

That is odd, and is actualy what I expected when I called in, but the CSR was rather emphatic about that, and brought it up as a benefit of the It Card.  She was actually reading off a prepared script, and told me as much that she had a script to read to me about the benefits.   Perhaps I should send them a follow up email to confirm this. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012

Re: Discover More ---->Discover It

 


compassion101 wrote:

What benefits does the it have over the more?

 

 


The first time you pay late you will not be charged a late payment fee. Also, apr would not be affected in the case of first late. Live us based customer service when you call in, no automated system. Only other thing is that you can pay by phone up until midnight on the due date.

 

Other than that it's not very different than the more. I do like the it card design though.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Valued Contributor
thom02099
Posts: 1,317
Registered: ‎08-30-2011

Re: Discover More ---->Discover It


compassion101 wrote:

What benefits does the it have over the more?

 

 


No ForEx fee, No over limit fee, paying late won't increase APR, rewards at More transfer over to It, as well as the usual Discover benefits for customer service.

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012

Re: Discover More ---->Discover It


thom02099 wrote:

compassion101 wrote:

What benefits does the it have over the more?

 

 


No ForEx fee, No over limit fee, paying late won't increase APR, rewards at More transfer over to It, as well as the usual Discover benefits for customer service.


All discover cards are no forex. However, the rest are added benefits of the it.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Valued Contributor
thom02099
Posts: 1,317
Registered: ‎08-30-2011

Re: Discover More ---->Discover It

Got a clarification from Discover today via email. 

 

My kids can continue to use their retro cassette tape Discover More cards until the expiration date of the card, which is in 2016.  At that time, they will need to switch over to the Discover It card.  So it seems that, at least for a while, we can continue using the cards. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+