If your goal is to establish credit so you can get prime CCs, you might want to app with Walmart. GEMB gave me my first rebuilder cc with only a one year installment loan in my cr. Plus, they are good with CLIs, whether they can still be done every 4 mos or not. Also, that will give you your monthly TU FICO. 2 birds, one stone.
I am a regular forum reader and have posted once or twice. I'd like some advice on whether or not to pull the trigger on a new card.
1 cap one sec -$200 AoA - 11 months, no missed payments
1 auto loan AoA - 1 year 2 months, no missed payments
No baddies at all
Scores TU-712, EX - 703
Applied for a chase freedom in Nov. with similar scores and was denied for "not enough revolving accts" and "age of accts"
I would like another charge card so i can garden till next year. What do you think my chances are for a Discover More or Barclays Apple??
Thanks in advance