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Regular Contributor
Kylan1234
Posts: 143
Registered: ‎08-26-2009
0

Discover More question?

I have had this card for a month now and have a question. If the card is PIF before the statement cuts, do the Cashback Rewards still calculate? So in other words, if the statment cuts on the 25th, and I pay off the card the 23th will I still get the cash rewards. This might be a crazy question but I only do this so they report 0 balance to the CBs. Also how long does it take for Discover to report, because I have had my first statement and thet still havent reported yet. Thanks.

Starting Score: TU-710 EQ-717
Current Score: TU- 732 EQ-726
Goal Score: 780 (for both)

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Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Discover More question?


Kylan1234 wrote:
I have had this card for a month now and have a question. If the card is PIF before the statement cuts, do the Cashback Rewards still calculate? So in other words, if the statment cuts on the 25th, and I pay off the card the 23th will I still get the cash rewards. This might be a crazy question but I only do this so they report 0 balance to the CBs. Also how long does it take for Discover to report, because I have had my first statement and thet still havent reported yet. Thanks.

 

Absolutely yes you do!

 

Discover normally reports very quickly. My account was opened 08/01/2008 and was reported to the CBR's the same day. I could see it reporting on EX by 08/05/2008 and the others by 08/12/2008.

Regular Contributor
Kylan1234
Posts: 143
Registered: ‎08-26-2009
0

Re: Discover More question?


creditwherecreditisdue wrote:

Kylan1234 wrote:
I have had this card for a month now and have a question. If the card is PIF before the statement cuts, do the Cashback Rewards still calculate? So in other words, if the statment cuts on the 25th, and I pay off the card the 23th will I still get the cash rewards. This might be a crazy question but I only do this so they report 0 balance to the CBs. Also how long does it take for Discover to report, because I have had my first statement and thet still havent reported yet. Thanks.

 

Absolutely yes you do!

 

Discover normally reports very quickly. My account was opened 08/01/2008 and was reported to the CBR's the same day. I could see it reporting on EX by 08/05/2008 and the others by 08/12/2008.


Thanks thats awesome! I checked credit karma to see a report, but none. I dont want to pull my FICO until i see a report to them.


Starting Score: TU-710 EQ-717
Current Score: TU- 732 EQ-726
Goal Score: 780 (for both)

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