Discover More to It?

[snowkitty]

I have the Discover More from over a year ago when I applied. I see on their website that the More is no longer available and now they just offer the It card. Are they eventually going to pc everyone over to the It or is it something we have to call and request? Once it's changed, does it close out the more on your credit report and start fresh as a new account or does it not change anything on your report?

[coldnmn]

Call them painless transition 1% no tiered rewards great card!

[snowkitty]

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@coldnmn wrote:

Call them painless transition 1% no tiered rewards great card!

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So nothing will change on my credit report?

[lg8302ch]

Nope...you can even use the same card if you had a special design card

[snowkitty]

Thanks y'all. I just called and had it switched over. My new card should be here next week. The csr said something weird though.....she said when my new card comes in, that it will look fake but it's not. Does the new card look fake or strange??

[Gunnar419]

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@snowkitty wrote:

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@coldnmn wrote:

Call them painless transition 1% no tiered rewards great card!

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So nothing will change on my credit report?

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Correct. You'll still have the same account number, same opening date, same CL, same everything. Absolutely painless and you'll have a card with better benefits.

[coldnmn]

Yes on the front it just says Discover IT your name and information is on the strip side. It's still not as cheap looking as the Cap1 Quicksilver. 

[lg8302ch]

I would not call it fake but different...numbers are no longer embossed....also the new rewards structure normally would only start with your next billing period. Congrats on your choice to pc to the IT

[snowkitty]

Ok...thanks!! I just thought that was a weird thing for her to say.    Luckily my new billing cycle starts on Monday so my card will be sent out then and my rewards will start then she said. I've been using my Discover less because the rewards never seem to add up to much. Hopefully now they will.

[lg8302ch]

If you use ShopDiscover and the 5% categories it adds up quickly