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Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Discover More to It?

I have the Discover More from over a year ago when I applied. I see on their website that the More is no longer available and now they just offer the It card. Are they eventually going to pc everyone over to the It or is it something we have to call and request? Once it's changed, does it close out the more on your credit report and start fresh as a new account or does it not change anything on your report?

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
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Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
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Re: Discover More to It?

Call them painless transition 1% no tiered rewards great card!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More to It?


coldnmn wrote:

Call them painless transition 1% no tiered rewards great card!


So nothing will change on my credit report?

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Senior Contributor
lg8302ch
Posts: 3,088
Registered: ‎11-13-2012
0

Re: Discover More to It?

Nope...you can even use the same card if you had a special design card :smileyhappy:
FICO® EQ 795 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More to It?

Thanks y'all. I just called and had it switched over. My new card should be here next week. The csr said something weird though.....she said when my new card comes in, that it will look fake but it's not. Does the new card look fake or strange??

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
Gunnar419
Posts: 1,233
Registered: ‎01-23-2013
0

Re: Discover More to It?


snowkitty wrote:

coldnmn wrote:

Call them painless transition 1% no tiered rewards great card!


So nothing will change on my credit report?


Correct. You'll still have the same account number, same opening date, same CL, same everything. Absolutely painless and you'll have a card with better benefits.

 

Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Discover More to It?

Yes on the front it just says Discover IT your name and information is on the strip side. It's still not as cheap looking as the Cap1 Quicksilver. 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Senior Contributor
lg8302ch
Posts: 3,088
Registered: ‎11-13-2012
0

Re: Discover More to It?

I would not call it fake but different...numbers are no longer embossed....also the new rewards structure normally would only start with your next billing period. Congrats on your choice to pc to the IT :smileyhappy:
FICO® EQ 795 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Discover More to It?

Ok...thanks!! I just thought that was a weird thing for her to say. :cattongue:   Luckily my new billing cycle starts on Monday so my card will be sent out then and my rewards will start then she said. I've been using my Discover less because the rewards never seem to add up to much. Hopefully now they will.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Senior Contributor
lg8302ch
Posts: 3,088
Registered: ‎11-13-2012
0

Re: Discover More to It?

If you use ShopDiscover and the 5% categories it adds up quickly :smileyhappy:
FICO® EQ 795 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *

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