09-04-2012 05:52 AM
Didn't you read the thread!?!?!? It comes in a box!!!
I've already got a box at home.
09-04-2012 10:20 AM - edited 09-04-2012 10:46 AM
'It' does seem to have tougher underwriting requirements than more, albeit in the context of a very limited sample size.
For those with borderline scores that want the it card, I would recommend apping for more and then pc'ing to it shortly thereafter. All indications are that a pc to the it is virtually guaranteed , even for those who have been with discover for very short periods of time.
09-04-2012 10:25 AM
I'm always a sucker for a cool box... the Amazon box is cool, with the smiley-face; and who didn't love the Gateway cow boxes? LOL
10-15-2013 06:16 AM - edited 10-15-2013 06:44 AM
So is it possible to have both the More card AND the IT card?
I have the More card which I got about 25 months ago. I have a CL of $7800. I just paid off the balance that I had on it of $4500 so now it's got a 0% UT.
I've been hoping to get a new BT offer but haven't had one since going back to last January. The BT offers are great, and since I'm not getting them anymore which I find really wierd, I'm thinking of applying for the IT card so that I can use IT to do my BT's on for my other cards.
My scores are in the 710 range.
So is it a good idea to apply for the IT card?
Can I have both an IT and a MORE card?
EDIT: I just thought of something, what if I were to ask Discover to upgrade my More card to the IT card, would I possibly get the BT offers that come with getting a new card, even though it's a new card but same account?
10-15-2013 08:48 AM
10-15-2013 02:48 PM - edited 10-15-2013 02:50 PM
I think I may go ahead and try and apply for the IT card in the next day or 2.
I mean afterall, Discover gave me the More card 2 years ago when my credit was much much worse. Seems like I should have NP getting an IT card, right?
I need a good balance transfer offer and for whatever reason I'm not getting em anymore on my More card.
BTW what's a PC? That's a new 1 to me.
10-15-2013 09:07 PM
PC means "product change". If Discover were to convert your existing More account to the It, that would be called a product change. But for the reason MoreRewards described, this might not have the result you're after.
10-15-2013 09:35 PM
I did not get the box...and I PC'ed from the More to the It about a month ago.
10-25-2013 02:02 PM