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Discover More vs Discover Miles?

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cabronsaim
Contributor

Discover More vs Discover Miles?

I cant decide, help?

 

I currently have:

 

BofA 1k

Cap1 1.75k

Citi Diamond Preferred 2k

(and the AMEX gold just approved)

I care for miles more than cash back, but dont know which is harder to get and which is more likely to give me a decent CL.

 

 

3/30/12: EX: 680 TU:667 EQ: 655
4/14/12: EX: 680 TU:678 EQ: 670

BOFA: 0/1k / CAP1: 0/1.75k / CITI: 700/2k / AMEX Gold:NPSL
Message 1 of 7
6 REPLIES 6
spengbab
Regular Contributor

Re: Discover More vs Discover Miles?

I think Discover is fairly generous.... in my experience anyway. I went with a Discover More card, I would look at it in terms of features. If you care about 1% more cash back on gas get the Miles. Note that Discover More has cash back on gas, 5%, on some quarters. This year it was 2 quarters so you could say you get 2.5% cashback on gas. And not only that you get cash back on other useful things... this quarter has groceries and movies I think.

 

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 2 of 7
FrugalRican
Blogger

Re: Discover More vs Discover Miles?

It doesn't matter. You actually can switch from one rewards program to the other if you get approved.

 

I have the Discover More and right now, I could actually switch to Miles or to Escape.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 3 of 7
cabronsaim
Contributor

Re: Discover More vs Discover Miles?

They booted me.

Refer to my other post :

 

The best card that pulls ..!!!APPROVED for GOLD!!!..

 

3/30/12: EX: 680 TU:667 EQ: 655
4/14/12: EX: 680 TU:678 EQ: 670

BOFA: 0/1k / CAP1: 0/1.75k / CITI: 700/2k / AMEX Gold:NPSL
Message 4 of 7
FrugalRican
Blogger

Re: Discover More vs Discover Miles?

Sorry to hear that, just give it some time and try again. They'll come around eventually, they just tend to be really conservative but really are an awesome card to get.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 5 of 7
cabronsaim
Contributor

Re: Discover More vs Discover Miles?

I think I'll just garden for about a year or so, they didn't like my Collection, that will drop next year, I'll be fine after that . In the mean time I will work my balances and freeze my CRA,s. Smiley Happy
3/30/12: EX: 680 TU:667 EQ: 655
4/14/12: EX: 680 TU:678 EQ: 670

BOFA: 0/1k / CAP1: 0/1.75k / CITI: 700/2k / AMEX Gold:NPSL
Message 6 of 7
FrugalRican
Blogger

Re: Discover More vs Discover Miles?

Sounds like a good plan going forward.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 7 of 7
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