11-09-2008 09:52 AM
I've had my Discover More for about, oh, 90 minutes or so, and my cl is HALF of my Chase Visa. I got the pre-aqpproved letter (with reference number, 0% until 2010, 5-20% cash back, bla bla) and thought 'what the heck'. I'm not happy with the limit, and I asked her if she could sweeten it a tad and get it at least close to 10k. I guess the 7 other new accounts in the past month kinda put the kabosh on that. I was also told I'd be much happier in 6 months, that's when I should look for a super cli. FYI, the woman at cs said they were being VERY careful about credit limts now, but not so much about opening a new account.
Now I'm REALLY REALLY done applying for more cards!
I seriously wonder about the thought process behind some of these actions. I wouldn't want to draw any undo attention a situation like that. A recon is a recon and everything is back on the table.
On the otherhand I had two new accounts reporting when I app'ed my Discover Card in AUG. I received an $8.1K CL (plus the intro APR/BT) and am quite pleased. The card is good. Use it and enjoy it. One more thing - Discover will expect to see use when you ask for that CLI in six months. DFS rewards use and not SD'ing!
11-09-2008 06:59 PM
11-13-2008 05:14 PM