Discover PC and APR change

pokerpro · ‎01-30-2014

Hello everyone -

I was a little skeptical to call Discover since BK is still reporting on my credit files.

But i was like what the heck? i called anyway

PC to discover IT with no issues. another TU score ( what is up with TU score anway? Walmart , barclays and discover ) seeing the exact score three times every month is not exactly productive

APR was reduced from 24 to 20% -

just wanted to share

BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850

Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2

Gardening Since: October 2015 Garden Goal: Oct 2018

Wish List: | None

acb5456 · ‎01-30-2014

Way to go! Just had my APR on my Discover IT reduced to 20.24% as well I dont't carry a balance so it doesn't matter too much, but it's the principle of it right?!

Chase Sapphire: $10,000 | Amex BCE: $15,000 | BofA Cash Rewards WMC: $15,000 | Discover IT: $15,000

FICO: TU-793 (Discover), EX-805 (Amex), EQ-790

ccuser · ‎01-30-2014

I got my APR reduced from 19.99% to 14.24% a couple of months ago. I was carrying balance at that time.

-Wade- · ‎01-30-2014

@pokerpro wrote:
Hello everyone -

I was a little skeptical to call Discover since BK is still reporting on my credit files.

But i was like what the heck? i called anyway

PC to discover IT with no issues. another TU score ( what is up with TU score anway? Walmart , barclays and discover ) seeing the exact score three times every month is not exactly productive

APR was reduced from 24 to 20% -

just wanted to share

Congrats very well done

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

-Wade- · ‎01-30-2014

@ccuser wrote:
I got my APR reduced from 19.99% to 14.24% a couple of months ago. I was carrying balance at that time.

Congrats WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******