@Mike11208 wrote:
When I went to the Discover Pre Qualify site, it gave me a "Personalized Offer".
Is it a pre qualified offer or not?
It is an ITA = invitation to apply. They will pull your reports upon application and decide if you meet their criteria.
Any advice given is always YMMV...
Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
