Discover Pre-Approval Question?

[vish1]

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@smc733 wrote:

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@Creditaddict wrote:

I did the pre-approval and it came back "recommended offer".

Is that like Capital One where I wasn't pre-qualified BUT these might match what your looking for or is that Discovers wording for this is pre-approved?

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That's correct, if you click on "See more offers" you'll get

"Unfortunately we were unable to pre-approve your for a card, but you may like these offers" or something like that

I wasn't pre-approved, but still got a More card with a $1,500 limit so you never know.  They ARE very INQ sensitive, so I'm not sure how that will work out for you (no offense)!

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I am not applying at this point, just curious.

I tried the pre approval thing and it gave me the same recommended offer. Then as you said, I clicked on "See more offers" and I got

"You are pre-approved1 for these offers. What does this mean"

Clicking on what does this mean reads:

"You Are Pre-Approved for These Offers

Based on the information you provided, you are pre-approved for any of the card offers you build below."

Does this mean I am pre approved? Are discover pre approvals nearly done deal like amex?

[Anonymous]

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@vish1 wrote:

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@smc733 wrote:

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@Creditaddict wrote:

I did the pre-approval and it came back "recommended offer".

Is that like Capital One where I wasn't pre-qualified BUT these might match what your looking for or is that Discovers wording for this is pre-approved?

---

That's correct, if you click on "See more offers" you'll get

"Unfortunately we were unable to pre-approve your for a card, but you may like these offers" or something like that

I wasn't pre-approved, but still got a More card with a $1,500 limit so you never know.  They ARE very INQ sensitive, so I'm not sure how that will work out for you (no offense)!

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I am not applying at this point, just curious.

I tried the pre approval thing and it gave me the same recommended offer. Then as you said, I clicked on "See more offers" and I got

"You are pre-approved1 for these offers. What does this mean"

Clicking on what does this mean reads:

"You Are Pre-Approved for These Offers

Based on the information you provided, you are pre-approved for any of the card offers you build below."

Does this mean I am pre approved? Are discover pre approvals nearly done deal like amex?

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I wanna know this too! I have only 1.4yr credit history and I seem to be pre-approved for all of their cards; something smells fishy..

[vish1]

I did not see millions of different cards, just 100s of avatars of more and escape spanning across abt 10 pages

[mross1080]

I fell for the pre approval a couple months ago and got offered the hsbc discover.

[JaseT]

I checked out the preapproval page and nothing was found. It recommended the Discover More card and I appd and was approved. I had to call in and verify some info though. The CL was only $2.5k, but I'll take it for now. Hope it grows.

So, just like the AMEX site for me, nothing was preapproved but the recommended cards were appd and approved.

[vish1]

Did you click on the "see all offers" button?

[JaseT]

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@vish1 wrote:

Did you click on the "see all offers" button?

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Yes, I did and there was still nothing preapproved.

[vish1]

So it indicates I am pre approved. Anyway, I was primarily curious, don't intend to apply anything for now. Just got 3 cards in January.

[ficofox]

If you get the pre-approved pages of cards, be sure to page through all of the different options as some on the later pages show a wide variety of intro APR's as well as a special column with offers like $150 cashback after spending $799 in 3 months.

[vish1]

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@ficofox wrote:

If you get the pre-approved pages of cards, be sure to page through all of the different options as some on the later pages show a wide variety of intro APR's as well as a special column with offers like $150 cashback after spending $799 in 3 months.

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I actually played around with the sorting a bit to see wat all they hv to offer and sure enough I found the 150$ cash back card. I am not applying though. I am tempted to apply but am a bit scared coz I opened 3 new cards in january. Amex zync, US Bank flexperks select rewards, chase freedom.

I got pre approved offers for chase BA visa signature with 50k miles on 2500 spend in 3 months and also the discover more.