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i know they pull from EX. i'm not sure they will pull from the others.
@My2cents wrote:Danm Uniqua, great scores! I would like to know how everything turn out, because I had a similar experience, but my head(scores) is still bloody, but not unbowed.
Ole my2
Thanx. Working to get my EQ up where my TU is. Unfortunately, my CU upgraded my CC a year ago and stopped reporting it to EQ and EX, just TU. I hadn't checked my reports in almost a year so I didn't realize it. Within a week it should be fixed and hopefully it will help my AAOA and util.
Still waiting on others to chime in on an approval where Discover was included in their BK?!?!
@MarineVietVet wrote:
@ewingerter wrote:Uniqua,
How do you opt back in for pre-screened/pre-approved offers?
Thanks
The same website used to opt out.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772
You can do the same thing with hard work
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Thanx, marinevietvet, for posting the opt-in link.
BTW I decided against apping for this. Did you end up accepting the preapp?
I got the pre approval too. I called in and got a $5000 credit line. I have never had a Discover card before.
717 TU
781 EQ
??? EX
I have two judgement that I paid back in November as well. None of them are showing on EQ, one is showing on TU, not sure what EX has.
@blacklotus wrote:BTW I decided against apping for this. Did you end up accepting the preapp?
Naaaah! I'm in the process of purchasing a home. If I take a hit it will be after the closing. I was just wondering if Discover is forgiving. Granted, none of the baddies are showing on my CRs, but Discover just may have a long memory. And if I do take a hit and they truly are forgiving, I don't want to take a hit for anything less than $10k. I was just completely surprised to see a pre-approval offer period. It has been a very LONG time since I got one from them.