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Discover Pre-Qual Site

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DoroLucky
Valued Contributor

Discover Pre-Qual Site

Like seriously, what is the point of the Discover Pre-Qual site? I can put in MyDog AteMyShoes and 1000 for a SSN and it will still give you an "offer". LOL 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 1 of 7
6 REPLIES 6
OmarGB9
Community Leader
Super Contributor

Re: Discover Pre-Qual Site

I believe when it comes back with a small range of APRs (like 12.99-15.99 or something) and the garnet card at the top, it's a more solid prequal. But if it comes back with the full range (12.99-23.99) and that blue card, it's not a true prequal.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 7
Anonymous
Not applicable

Re: Discover Pre-Qual Site

 lol but its marketing and they get many apps because of it.

Message 3 of 7
Anonymous
Not applicable

Re: Discover Pre-Qual Site

I can't even find the prequal site! "Find my offer" seems like a real app. Help please.

Message 4 of 7
Anonymous
Not applicable

Re: Discover Pre-Qual Site

It's not a real app but the prequal site is basically useless anyway. If you want it then app don't worry about the prequal bull
Message 5 of 7
Anonymous
Not applicable

Re: Discover Pre-Qual Site

Thank you so much!

Message 6 of 7
RonM21
Valued Contributor

Re: Discover Pre-Qual Site

I agree. Their prequal seems to be worthless. So use your best judgement on went to app and go for it.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 7
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