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Established Contributor
Posts: 635
Registered: ‎07-29-2010
0

Discover Purchase Protection/Extended Warranty??

[ Edited ]

From what I understand, unless something's change, only select Discover customers get purchase protection and extended warranty. Am I correct?

 

If so then Discover must like me. I get a letter that my card now gets purchase protection and extended warranty, and I can see them under card benefits online.

 

Purchase Protection:

"You are automatically protected for 90 days and up to $500 on stolen or damaged purchases when your entire purchase is made with your Discover card."

 

Extended Warranty:

"Just use your Discover card and we will automatically double the original manufacturer's warranty up to one additional year on warranties of 36 months or less on items up to $10,000." 

 

My AMEX cards are losing their appeal Smiley Happy 

 
Discover IT $30K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Established Contributor
Posts: 1,048
Registered: ‎02-27-2012
0

Re: Discover Purchase Protection/Extended Warranty??

I have this also. They're good benefits but Discover is lacking "return protection" whichis what a REALLY needed a month ago.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Discover Purchase Protection/Extended Warranty??

It is my understanding that AMEX is still the best when it comes to protection/warranty, for it is easy to file and get the claim approved.

 

World MC and Discover will exhaust you with turnaround/paperwork before approving your claim.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

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