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Discover Purchase Protection/Extended Warranty??

Established Contributor

Discover Purchase Protection/Extended Warranty??

From what I understand, unless something's change, only select Discover customers get purchase protection and extended warranty. Am I correct?


If so then Discover must like me. I get a letter that my card now gets purchase protection and extended warranty, and I can see them under card benefits online.


Purchase Protection:

"You are automatically protected for 90 days and up to $500 on stolen or damaged purchases when your entire purchase is made with your Discover card."


Extended Warranty:

"Just use your Discover card and we will automatically double the original manufacturer's warranty up to one additional year on warranties of 36 months or less on items up to $10,000." 


My AMEX cards are losing their appeal Smiley Happy 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Established Contributor

Re: Discover Purchase Protection/Extended Warranty??

I have this also. They're good benefits but Discover is lacking "return protection" whichis what a REALLY needed a month ago.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
Valued Contributor

Re: Discover Purchase Protection/Extended Warranty??

It is my understanding that AMEX is still the best when it comes to protection/warranty, for it is easy to file and get the claim approved.


World MC and Discover will exhaust you with turnaround/paperwork before approving your claim.