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Established Contributor
andre181
Posts: 622
Registered: ‎07-29-2010

Discover Purchase Protection/Extended Warranty??

[ Edited ]

From what I understand, unless something's change, only select Discover customers get purchase protection and extended warranty. Am I correct?

 

If so then Discover must like me. I get a letter that my card now gets purchase protection and extended warranty, and I can see them under card benefits online.

 

Purchase Protection:

"You are automatically protected for 90 days and up to $500 on stolen or damaged purchases when your entire purchase is made with your Discover card."

 

Extended Warranty:

"Just use your Discover card and we will automatically double the original manufacturer's warranty up to one additional year on warranties of 36 months or less on items up to $10,000." 

 

My AMEX cards are losing their appeal :smileyhappy: 

 
Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
SwiftTone
Posts: 1,011
Registered: ‎02-27-2012

Re: Discover Purchase Protection/Extended Warranty??

I have this also. They're good benefits but Discover is lacking "return protection" whichis what a REALLY needed a month ago.

BCE: $1537/$11,200, CSP: $2364/$6500, Chase Priority Club: $0/$3500, Freedom: $2893/$5000, Barclays NFL: $0/$7000 Discover: $1573/$10,000, Citi Dividend: $0/$2000

EQ FICO - 719
TU FICO - 721
EX FICO(AMEX) - 712
Valued Contributor
trumpet-205
Posts: 1,945
Registered: ‎11-11-2010

Re: Discover Purchase Protection/Extended Warranty??

It is my understanding that AMEX is still the best when it comes to protection/warranty, for it is easy to file and get the claim approved.

 

World MC and Discover will exhaust you with turnaround/paperwork before approving your claim.

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash+ (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013) | FNBO/Overstock (02/2014)

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